Merchants In The High-Risk Sector

Apr 21, 2016

Merchants in the high-risk industry know their business deals with a higher level of chargebacks and disputes. So it’s of immense importance to find a reputable payment processor in the field to get the best for your company.

Why Should You Choose EMB?

The team of professionals at EMB boast years of experience in the electronic payments industry. Thousands of high-risk merchants have successfully started and grown their businesses thanks to the right merchant account services.

With EMB, you won’t have to apply for a high-risk merchant account abroad. EMB is famous for offering a full suite of electronic payment processing solutions to virtually any merchant: Adult, Airlines, Bad Credit, Credit Repair, eBooks, Electronics, Gaming, Nutraceutical, Tech Support, Telecom, Travel, and Warranty.

We offer:

  • Fast approvals within 24-48 hours and sooner
  • No setup fees for most merchants
  • High-risk merchant approval with ease
  • High-volume solutions such as load balancing gateways and multiple MIDS
  • Chargeback protection and prevention
  • iCheck check processing service for quicker payments
  • Highest level of security

Some of the Services Provided by EMB

We’re considered the #1 high-risk merchant account provider in the US and has

an A+ rating with the BBB (Better Business Bureau). Being constantly rated as the best high-risk provider by industry experts, EMB knows your high-risk business best of all. EMB is adding new features to its services each and every day.

If your business is high risk, EMB can be an ideal option to consider. The experienced staff, proven support, vast knowledge, speedy signup, real results, painless application, and the lowest possible rates offered by EMB can help you grow and succeed without difficulty.

What Is Right for Your High-Risk Business?

With the right business strategy and a professional payment processor, business owners can be sure to grow and raise revenue. EMB’s merchant accounts and payment processing services are among the best in the industry. Turn to EMB if you need:

  • Cash Advance and other Business Funding Options
  • Check Processing such as Checks by Web, Checks by Phone, Paper Guarantee, the advanced iCheck for instant check processing, and more
  • Credit Card Processing for your High-Risk business
  • Quick Application Processes
  • Payment Gateways, including EMB’s own
  • Proven Platform
  • Superior Protection
  • Top Support

EMB approves merchants, regardless of their credit history.


Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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