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Visa Checkout Opening Its Platform To Integrate With Digital Wallets

Visa Checkout is opening its platform to integrate with digital wallets. Google’s Android Pay will use this new platform to offer Visa Checkout to its consumers for making online purchases.

This new platform will enable issuers, digital wallets and payment app providers to access a streamlined set of APIs. They will be able to integrate with the Visa Checkout open platform without difficulty and offer payments to customers shopping via their mobile devices.

When it comes to merchants who integrate Visa Checkout open platform, they will be able to access the 3-D Secure specification and EMVCo Token Services (VTS) standard. VTS is a security technology that is used to replace cardholder information with a unique digital identifier or a token. A cardholder’s sensitive account information won’t be exposed when making payments.

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According to Jim McCarthy, executive vice president of innovation and strategic partnerships at Visa Inc., more and more devices are appearing across the market and becoming part of people’s everyday life. So Visa aims to provide easy and secure payments that can fit into any environment.

Pali Bhat, global head of payments products for Google notes Android Pay and Visa Checkout will offer a frictionless purchase experience that will be a success. As he mentions, they focus on expanding the reach of Android Pay by providing online shoppers with more opportunities to use Android Pay.

Tom Poole, Managing VP of Digital at Capital One believes offering Visa Checkout that uses Capital One credentials and data security can help them extend online payments to their customers.

According to Dominic Venturo, chief innovation officer at US Bank, this new open platform will enable their consumers to make more secure payments across the web and via mobile devices.

Ed Kadletz, executive vice president, head of the deposit products group at Wells Fargo notes they are looking forward to this new partnership with Visa. They think of Visa’s new open platform as a way to provide their customers with a streamlined way to make payments.

Visa Checkout open platform will be available to issuers, digital wallets and payment app providers in the first half of 2017.