The Subscription Merchant Account Option That Will Work For You

Sep 20, 2016

Subscriptions are everywhere. Be it a magazine, a supplement, or a makeup subscription box, the world is full of subscriptions whether we realize it or not. When you are starting any type of subscription-based business, it can be hard to find a merchant account. This is because these accounts are considered “high risk” – and who wants to deal with something that is high risk? Well, few do, but one of the best in the industry does – and actually embraces these companies.

We’re talking about EMB. EMB offers you a subscription merchant account that doesn’t cost you out the nose in fees, and doesn’t cost you security. Processing fees typically rise with high risk industries, but EMB believes in the industry-standard rate for its merchants. This helps you save money – and who doesn’t like that? Saving money is only one of the things that EMB can offer you.

A chargeback suite is also something that is unique to EMB, and it can help you combat those who claim fraudulent charges. This helps you follow the process, allowing you to understand what is actually happening. This also allows you to have a greater chance of combatting chargebacks – and save those dreaded chargeback fees. These fees can be upwards of 270% of the original charge, which can quickly sink a company.

With EMB, you can learn in as little as two business days whether or not you have been accepted for a merchant account. This is unheard of! The quick approval time is great for those ready to get started, as well as for those who are ready to get a new merchant account. The process is simple, and you can even apply online or via your smartphone.

Searching for a merchant account is one of the most important things that you will do. Be sure to look over all of your options, because while these above-mentioned issues are important, some find one more important than another. It is ultimately your business, and you need a cooperative and knowledgeable merchant account provider to work for you and with you every step of the way.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat