The Best Crowdfunding Merchant Account

Jun 08, 2017

The crowdfunding industry is doubling or more each year. It goes on spreading across several types of funding models such as rewards, donation, equity, and debt/lending.

The Crowdfunding Industry

A recent report by Massolution shows in 2016 the crowdfunding industry accounted for more funding than venture capital. Massolution is a unique research, advisory and implementation firm that is pioneering the use of crowd-solutions in Government, institutions and in enterprises.

In 2010, you could find a relatively small market of early adopters crowdfunding online. $880 million was reported in 2010.

In 2014, the industry saw $16 billion crowdfunded. The number was projected to make up more than $34 billion in 2015.

There are a number of different crowdfunding sites you can use. Below you can find top 10 crowdfunding sites that could play an important role in making your dream come true:

  1. Kickstarter
  2. Indiegogo
  3. RocketHub
  4. GoFundMe
  5. Razoo
  6. Crowdrise
  7. PledgeMusic
  8. Sellaband
  9. Appbackr
  10. Crowdfunder

Crowdfunding Rules

Beginning May 16, 2016, Regulation Crowdfunding acts as the law of the land in the US. For the first time, there is a legal framework for US startups to look for equity investment from the general public. Of course, this is a historic event, but it may be soon for startups to celebrate the regulation.

The reason is that capital formation is just one of the SEC’s (Securities and Exchange Commission) 2 main responsibilities. The second responsibility is to maintain order and protect investors. To achieve the second objective, the new crowdfunding rules are represented with restrictions covering 3 the following spheres:

  • Limitations imposed on the amount of money investors can invest
  • Requirements imposed on the form and mechanism for the transactions
  • Offering limitations and disclosure obligations imposed on companies

To avoid facing challenges, you should find a reputable payment processor like (EMB) to turn to. If you need to move money from buyers to sellers or donors to fundraisers, EMB can help you. EMB provides all the necessary tools to make the payments effortless. Thanks to fraud-fighting technology offered by, you’ll enjoy safe and secure payment processing.

EMB Provides Tools for Crowdfunding Sites:

  • Instant onboarding
  • Customizable to fit your needs
  • High conversions
  • Beneficiary payments

EMB Offers Only the Best

EMB is voted the #1 high risk processor in the US and offers a low-cost and reliable crowdfunding merchant account to help you succeed. EMB’s team of professionals is experienced in the electronic payments industry and have helped thousands of “hard to approve” merchants get a domestic merchant account. Thanks to EMB’s full suite of electronic payment processing solutions, virtually any merchant can be sure to accept credit cards and checks electronically.

With EMB, you can enjoy:

  • Fast approvals in 24 – 48 hours
  • No setup fees for most merchants
  • High Risk merchants approved
  • High volume solutions: load balancing gateways and multiple MIDS
  • Chargeback protection & chargeback prevention programs
  • iCheck Check Processing service, featuring quick payments

Crowd Funding Sites should consider choosing EMB if they need to earn more. This is largely because of the seamless user experience, simpler payment submission form, and functionality offered by

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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