Nov 07, 2017

Get an E-Cig Merchant Account

Selling E-Cigs online is lucrative, but it’s a venture you can’t take on without an account. And not just any account, but an eCig merchant account. These are merchant accounts issued to businesses related to electronic cigarettes. Due to the risky nature of the business, particularly the high level of chargebacks, you will require an e-cig merchant account as most...

May 27, 2015

Is Public Opinion Turning Against Vaping?

As the FDA discusses how to regulate electronic cigarettes, multiple studies are being conducted to determine the effects and appeal of e-cigs, and how vaping compares to smoking traditional cigarettes. As vaping starts to catch on, it has become an increasing target of attacks. Some health advocates wonder if e-cigs will cause the same or similar health issues as regular...

Feb 05, 2015

E-Cigs Predicted to Outpace Traditional Cigarettes

Photo Courtesy of TBEC Review The state of Kentucky is home to the largest population of adult smokers in the United States. But even in this bastion of cigarette smoke and nicotine, a competitor is quickly gaining ground threatening to replace traditional cigarettes in the lives of smokers. Electronic cigarettes or e-cigs, are projected to outpace the sale of combustible cigarettes...

Nov 24, 2014

E-Cigs Look Like They’re Here to Stay | Electronic Cigarette Merchant Account with EMB

Since the growth of the electronic cigarette and the popularity of the product, this business area is booming. These cigarettes are different and not part of the standard regulations and this gives people who use them more opportunities to do so. Smoking in some public places have seen a ban in recent times, depending where you live. These electronic cigarettes...

Jul 25, 2014

Understanding The Implications Of E-cigs

With the country fully aware of the plight of the non-smokers effected by second-hand smoke and developing lung cancer, as well as the smokers. This has had serious implications around the globe to solve the dilemma; people enjoy smoking even if it has links to death and find it hard to quit the legal drug. A solution, which has become...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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