Oct 21, 2015

Clinton Criticizes Skyrocketing Pharmaceutical Costs

Hillary Clinton has made reducing out-of-pocket drug costs and stopping pharmaceutical industry abuse a staple of her campaign presidency.  A new ad is rolling through New Hampshire and Iowa that has Clinton criticizing the dramatic increase in the drug Daraprim. The ad launched right after the drug’s producer was purchased by a hedge fund manager who raised the price from...

Jul 24, 2015

Pozen to buy Canada’s Tribute Pharmaceuticals

Pozen will buy Canada’s Tribute Pharmaceuticals for US$146 million, reports indicate. The US-based specialty drug manufacturer Pozen announced on Monday, June 8 that it has reached an agreement with the Canadian-based Tribute Pharmaceuticals in a deal that could cost Pozan about US$146 million. This is a big move for Pozen and one that is expected to further enhance the company’s...

May 11, 2015

Changes are on the Horizon for the Pharmaceutical Industry

The pharmaceutical industry is preparing to experience some major changes within the coming weeks. Zarxio is a drug that reduces infections caused by chemotherapy, and it is about to be the very first biosimilar drug to be sold in the United States. This drug is destined to revolutionize the U.S. pharmaceutical industry. A biologic medical product is a complex drug...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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