Oct 02, 2017

Online Dating Industry Trends Today and Beyond

  A recent report by Marketdata Enterprises, Inc. revealed that dating services have grown into a $2.5 billion business in the United States alone. Furthermore, online services account for 70 percent of the market’s value. An explosion of new websites and apps has continued to make the dating services industry soar in popularity with America’s 124 million singles. This industry...

Sep 20, 2017

How To Launch Your Home-Based Adult Novelty Business

The adult industry consists of businesses that either directly or indirectly provide adult-related products and services or adult entertainment. The industry is associated with activities involving direct provision of adult-related services. The selling of adult novelties from home is one of them. Adult Industry Around 2009, the US adult industry’s revenue was $10–15 billion a year. As of 2015, the...

Aug 30, 2017

Starting Up Your Home-Based Adult Novelty Business

The adult toys market has grown into an unstoppable $15B industry and is projected to surpass $50 billion by 2020. Adult Merchant Account Services As one of the adult novelty business owners says, the difference between the pleasure products industry in 1976 and the pleasure products industry today is night and day. Today, adult toys are a $15 billion industry....

Aug 24, 2017

Top Merchant Services for Adult Merchants

It’s no surprise that the adult industry is lucrative. Adult business owners operating in the field are looking for ways to grow their business and increase revenue, and they can’t do this unless they open a reliable merchant account for their business. The problem is that the industry is considered high risk, and it’s not easy to get approved for...

Aug 21, 2017

How Adult Websites Are Using Merchant Accounts to Accept Bitcoin Payments

Adult brands are usually among the first to adopt innovations, which is evidenced by the quick acceptance of virtual reality, 3D video, haptic technology and even the internet. Now that blockchain and cryptocurrencies have exploded in recent years, it’s not surprising that the adult industry has already jumped on the wagon. Bitcoin, the most common cryptocurrency, is now supported by...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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