Sep 18, 2019

Tinder Stopped Using Play Store’s In-App Payments System

The majority of e-commerce merchants that sell their products/services through apps turn to the Google Play Store and the Apple App Store. Now, Tinder has decided to bypass Google Play for in-app payments. Are you an e-commerce merchant interested in accepting money online? Do you want to know more about this topic? If yes, go on reading this post. Tinder...

Sep 17, 2019

Capital One Breach: Account Takeover Fraud on Fire

On July 29, 2019, Capital One talked about the data breach the company had experienced. Over 100 million people’s sensitive data was breached in the U.S. and Canada as a result. If the Capital One breach is the topic you’re interested in and if you want to discover secure payment processing services, keep on reading below. Capital One Breach: Protect...

Sep 17, 2019

China Is #1 in Global E-Commerce

Global retail e-commerce is moving forward with double-digit growth. International consumer markets are experiencing rapid growth. In 2017 alone, China accounted for 67.1% of all e-commerce sales around the globe. If you’re interested in more details about global e-commerce and want to obtain a secure and cheap e-commerce merchant account, this article is here to help you. E-Commerce Growth: E-Commerce...

Aug 30, 2019

Facebook Libra Won’t Launch Until Regulators Satisfied

Facebook Libra cryptocurrency won’t be launched unless all regulatory concerns are discussed. Are you an eCommerce merchant interested in digital money and safe online payment transactions? If yes, this article is right for you. Just keep on reading. Facebook Libra Faced with Challenges Facebook has recently reported that it’s not sure whether Libra or other associated products/services will be launched...

Aug 30, 2019

Prevent Counterfeit: Amazon’s Transparency & Project Zero

Amazon has recently launched Transparency in Europe, India, and Canada to prevent counterfeit at scale. Besides, the eCommerce giant has also introduced the so-called Project Zero after the launch of Transparency. This article will tell you about these services and help you with secure merchant services. So, let’s move forward. Amazon Expands Transparency to Prevent Counterfeit Amazon knows extremely well...

Aug 30, 2019

Important for Dietary Supplement Merchants: Pew Comments

Since 1994, the supplement market has witnessed tremendous growth. This article will tell you what the Pew Charitable Trusts (Pew) has commented on the FDA’s (Food and Drug Administration) docket concerning “Responsible Innovation in Dietary Supplements,” which is so important for dietary supplements merchants, and not only. Dietary Supplement Merchants Must Know Let’s start with the term “dietary supplement.” Congress...

Aug 30, 2019

FTC and Ohio Stop Payment Processor & a Telemarketing Scheme

It’s no more a surprise that credit card fraud is a common thing these days and continues to further grow all over the world. Recently, the Federal Trade Commission (FTC) and Ohio have stopped a payment processor and a credit card interest reduction telemarketing scheme that’ve supposedly been working together to scam consumers. Let’s move forward to discover more about...

Aug 26, 2019

Venezuelan Laundering Scheme: Bank Handled $20 Million

You might have heard about the New Jersey bank that handled $20 million for a firm connected with a Venezuelan laundering scheme, mightn’t you? If you’re interested in more details concerning the case and are looking for a reliable payment processing company, you’re at the right place: just keep on reading this article. Venezuelan Laundering Scheme First of all, let’s...

Aug 26, 2019

U.S. Small Businesses Welcomed to Alibaba to Sell Globally

Chinese eCommerce giant Alibaba Group Holdings Ltd (BABA.N) has recently decided to allow small businesses in the U.S. to sell on its platform. This enables U.S. small businesses to sell their products globally. Let’s move forward to dive deeper into the topic and find a respectable payment processor to work with. Alibaba Welcomes U.S. Small Businesses Alibaba, the tech titan...

Aug 26, 2019

FDA’s Update on CBD: Important for Any CBD Merchant

The cannabis industry is growing more and more impressively with each year. Cannabidiol (CBD) is contained within the pot industry as a niche trend, which is gaining traction significantly faster than the overall marijuana industry. Are you a CBD merchant interested in growing your business successfully? This article will tell you about the FDA’s steps regarding the CBD regulatory structure....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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