Apr 15, 2020

How High Risk Merchants Can Navigate Risk in eCommerce and Drop shipping

The modern eCommerce industry involves a number of risks for business owners. There are risks that are typical of high risk businesses. Let’s discover what risks are associated with high risk businesses and how merchants can tackle their challenges. Also, let’s see who can help you with the best merchant account for drop shipping. Merchant Account for Drop Shipping &...

Oct 18, 2017

11 Tips for Dropshipping Merchants

Dropshipping is an ideal business model for new online shop owners operating in the e-commerce industry. In recent years, with the rise of dropshipping companies, the search interest points in dropshipping have jumped to 89. Dropshipping Business According to Forrester, online sales will represent 17% of all US retail sales by 2022, which is up from an anticipated 12.7% in...

Oct 09, 2014

Markets Are Turning To Credit Rather Than Cash | Merchant Account for Drop Shipping

Merchant accounts are becoming increasingly popular even in areas that have been traditionally cash, because of the lack of banking facilities available or just the environment. However, a shift in the attitude towards banking and shopping on the internet, people need access to a different option for paying.  This has led to an increase in the amount of businesses who...

Aug 12, 2014

Coming on Board with Drop Shipping | Merchant accounts for Drop Shipping

In today’s market, entrepreneurs and business owners have to find smart ways to cut costs without harming the quality and profitability of their products. Drop shipping is a fulfillment model that lets owners partner directly with wholesalers who then ship out listed items to customers. Owners are then charged for the price of the shipped item. The Good With a...

Jul 28, 2014

Running a Successful Drop Ship Business

A hot, but little known growing business is the drop ship business. With drop shipping, you are essentially selling goods that you currently do not supply, but for a profit. Once you sell an item, you order it from a supplier or wholesaler and they ship it to the customer. While it may seem complicated, it is a fantastic idea...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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