Apr 15, 2020

How High Risk Merchants Can Navigate Risk in eCommerce and Drop shipping

The modern eCommerce industry involves a number of risks for business owners. There are risks that are typical of high risk businesses. Let’s discover what risks are associated with high risk businesses and how merchants can tackle their challenges. Also, let’s see who can help you with the best merchant account for drop shipping. Merchant Account for Drop Shipping &...

Dec 27, 2018

Merchant Account Fees: Best for Your High Risk Business

Knowing what merchant account fees you’re going to pay to your processor will help you avoid unexpected costs. This is especially true of those who’re high risk. So, if you want to avoid unfavorable surprises and enjoy the most reasonable deal, just keep on reading the post. Merchant Account Fee: What to expect You can’t connect to credit card networks...

Jan 16, 2018

Payment Processing for High Risk Merchants

eMerchantbroker.com specializes in the high risk industry and provides exceptional high risk payment processing services to merchants of any type and size. EMB is focused on offering high risk merchant accounts to hard-to-approve merchants and is voted the #1 high risk processor in the US. Founded in 2011, emerchantbroker.com has helped thousands of high risk merchants take their business off...

Jun 26, 2017

The Advantages of a High Risk Merchant Account

High risk businesses find it difficult to get approved for a merchant account from traditional banks and other financial institutions. Banks and most payment processors usually shy away from high risk businesses because of the risks and higher chargeback rates associated with this type of businesses. High Risk Merchant Accounts from EMB Fortunately, there are reputable payment processors like merchantbroker.com...

Feb 15, 2017

A Look into the World of High-Risk Merchant Accounts

High-risk traders face many challenges, but acquiring a payment processing solution is arguably their biggest. That said, the number of companies offering high-risk merchant accounts is increasing every day. So, as a high-risk merchant, you now have more options than ever before. But what are options without information? For you to get the best out of merchant accounts, you need...

Jun 22, 2016

Insurance for High Risk Businesses | The Difficult World of Payment Processing

In a blog post by UniBul, the company shared their thoughts on the situation for high risk businesses, “Almost immediately after we shifted our focus at UniBul toward the high-risk part of the credit card processing industry several years ago, we realized that this was an entirely different kind of thing from the mainstream end of the payments spectrum. Everything...

Apr 26, 2016

Payment Companies Choose Streamlined Checkouts To Reach Higher Conversion Rates

Checkout abandonment, especially with regard to smartphones, is still high. As a result, transaction volumes become suppressed, and new payment options are encouraged to allow for faster and smoother transactions for consumers ready to make purchases. Improving Mobile and eCommerce Conversion Rates Payment processors that need to better mobile and eCommerce conversion rates can choose to have an effective update...

Apr 21, 2016

Merchants In The High-Risk Sector

Merchants in the high-risk industry know their business deals with a higher level of chargebacks and disputes. So it’s of immense importance to find a reputable payment processor in the field to get the best for your company. Why Should You Choose EMB? The team of professionals at EMB boast years of experience in the electronic payments industry. Thousands of high-risk...

Feb 24, 2016

Asian Consumers are the Driving Force in the Shift to Mobile High Risk Merchant Account Payments

This shift to mobile-first payments has begun. For some time, the number of transactions taking place on desktops and laptops have been moving to mobile. In fact, Dutch e-commerce acquirer and processor, Ayden, revealed in its newest report that 34% of browser-based online transactions globally processed originated from mobile devices in Q4 2015; this report was compared to the 30%...

Jan 18, 2016


“Opportunities don’t happen. You create them.” – Chris Grosser The importance of a solid, reliable high-risk payment gateway is undeniable in the modern world of eCommerce. It’s of vital importance for merchants to be able to accept secure and affordable credit card payments. How Online Payments Work The moment a customer enters “Place Order” at the checkout of an eCcommerce...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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