Sep 29, 2020

3 Things You Should Know About High Risk Credit Card Processors

Launching a new business venture requires capital – and lots of it. Cash is needed to get things moving, hire the right team, purchase inventory, pay the bills and cover payroll. No business can operate successfully without adequate cash flow and a cash reserve. For the rapidly growing business, this is even more true. But when your industry is considered...

Sep 28, 2020

Small Businesses Are Making More International Payments, and Using More Cards

International payments or cross-border payments are important for businesses of all size. In 2019, 37% of small businesses in the U.S. processed payments internationally, and 12% of them used bank account transfers to complete this type of payment. Small businesses are also using more cards. Let’s discover more about the topic and find a respectable payment processor in the country.  ...

Sep 25, 2020

Why You Should Opt for a High Risk Merchant Account

Starting a business venture is as challenging as it is exciting. To keep up with the latest customer trends, your business needs exceptional payment processing services that offer multiple payment options. You also need capital to put your plans in motion and get started off on the right foot. But what do you do if you discover your business is...

Apr 15, 2020

How High Risk Merchants Can Navigate Risk in eCommerce and Drop shipping

The modern eCommerce industry involves a number of risks for business owners. There are risks that are typical of high risk businesses. Let’s discover what risks are associated with high risk businesses and how merchants can tackle their challenges. Also, let’s see who can help you with the best merchant account for drop shipping. Merchant Account for Drop Shipping &...

Dec 27, 2018

Merchant Account Fees: Best for Your High Risk Business

Knowing what merchant account fees you’re going to pay to your processor will help you avoid unexpected costs. This is especially true of those who’re high risk. So, if you want to avoid unfavorable surprises and enjoy the most reasonable deal, just keep on reading the post. Merchant Account Fee: What to expect You can’t connect to credit card networks...

Jan 16, 2018

Payment Processing for High Risk Merchants

eMerchantbroker.com specializes in the high risk industry and provides exceptional high risk payment processing services to merchants of any type and size. EMB is focused on offering high risk merchant accounts to hard-to-approve merchants and is voted the #1 high risk processor in the US. Founded in 2011, emerchantbroker.com has helped thousands of high risk merchants take their business off...

Jun 26, 2017

The Advantages of a High Risk Merchant Account

High risk businesses find it difficult to get approved for a merchant account from traditional banks and other financial institutions. Banks and most payment processors usually shy away from high risk businesses because of the risks and higher chargeback rates associated with this type of businesses. High Risk Merchant Accounts from EMB Fortunately, there are reputable payment processors like merchantbroker.com...

Feb 15, 2017

A Look into the World of High-Risk Merchant Accounts

High-risk traders face many challenges, but acquiring a payment processing solution is arguably their biggest. That said, the number of companies offering high-risk merchant accounts is increasing every day. So, as a high-risk merchant, you now have more options than ever before. But what are options without information? For you to get the best out of merchant accounts, you need...

Jun 22, 2016

Insurance for High Risk Businesses | The Difficult World of Payment Processing

In a blog post by UniBul, the company shared their thoughts on the situation for high risk businesses, “Almost immediately after we shifted our focus at UniBul toward the high-risk part of the credit card processing industry several years ago, we realized that this was an entirely different kind of thing from the mainstream end of the payments spectrum. Everything...

Apr 26, 2016

Payment Companies Choose Streamlined Checkouts To Reach Higher Conversion Rates

Checkout abandonment, especially with regard to smartphones, is still high. As a result, transaction volumes become suppressed, and new payment options are encouraged to allow for faster and smoother transactions for consumers ready to make purchases. Improving Mobile and eCommerce Conversion Rates Payment processors that need to better mobile and eCommerce conversion rates can choose to have an effective update...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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