Jul 31, 2018

Guide to High Risk Credit Card Processing

Do you want to know how to accept credit card payments in a safe and efficient manner? How can you get approved for traditional or high risk credit card processing without challenges? To get answers to these questions and know more about credit card payments, just read below. Accepting Credit Card Payments Increasingly, more and more merchants are staying away...

Jul 13, 2018

Quick Tips for High-Risk Credit Card Processing

To accept and process credit card transactions safely, businesses must have merchant accounts and payment gateways. Merchants in low-risk industries, with good reputations, and good credit scores, have little to no problems getting approved for merchant accounts and gateways.< Businesses classified by banks as “high risk” aren’t as lucky. Merchants that sell electronic cigarettes, adult entertainment, nutraceuticals, and credit repair...

May 21, 2018

Trends in Customer Service

Today, there’s a range of options available to most customers via the Internet. If you have poor customer service, this won’t let you succeed. What’s important for customer success? How can you get approved for high risk credit card processing without challenges? This article will tell you about this. High Risk Credit Card Processing and Customer Service Customers of our...

Jan 19, 2018

Low Risk Vs High Risk Payment Processing

Are you trying to get a merchant account for your business? Banks and payment providers will assess the risks associated with your business and decide whether or not they can approve you for payment processing. In case they consider you’re high risk, you’ll be charged higher rates. Moreover, they can even refuse to open a merchant account for you. It...

Jan 16, 2018

Payment Processing for High Risk Merchants

eMerchantbroker.com specializes in the high risk industry and provides exceptional high risk payment processing services to merchants of any type and size. EMB is focused on offering high risk merchant accounts to hard-to-approve merchants and is voted the #1 high risk processor in the US. Founded in 2011, emerchantbroker.com has helped thousands of high risk merchants take their business off...

Nov 09, 2017

How Do I Get A Higher Credit Card Processing Volume Limit?

Businesses that produce high volumes of electronic transactions per month may find it difficult to get a perfect merchant account that meets all their business’ needs. This is because successful approval of all merchant account applications depends on predetermined processing limits which establish the monthly processing volume cap. Processing limits are often defined by; Your processing volume per month High...

Sep 25, 2017

Is Switching Merchant Processors Difficult?

Not really, it’s easy. Most merchants endure unbearable service fees with their merchant processors for the fear that the switching process would be a hell of a task. But once you decide you’re fed up and want to make a change, here are the things you need to know: Do I have my own terminals or are they leased? Does...

Sep 19, 2017

6 Useful Credit Card Processing Tips for Small Businesses

Now that most consumers are pacing the shift to the use of credit cards, it’s mandatory that you enable your business to accept these cards. These days, most clients expect to easily make payments anywhere they go—your online shop is not an exception. Remember, minus up-to-date payment alternatives, you won’t be able to compete favorably in the ever-changing marketplace, especially...

Jul 31, 2017

The Evolution of Credit Card Processing and Merchant Account Terminals

A Payments Journey With remote POS terminals and online shopping as the norm today, it may be tough to remember when commerce was facilitated exclusively by cash and paper checks. In fact, even the days of machines taking card imprints to verify transactions are steadily waning. To appreciate what merchant accounts can offer today, however, it’s essential that we don’t...

Jun 30, 2017

How to Reduce Reserve Rates for High Risk Merchant Accounts

Is your business tabbed as high risk? Do you need to open a merchant account to grow your business, but you aren’t sure you can afford the high reserve rates? If you’re trying to find a way that will help reduce the rate you will have to pay, be aware there are ways to help lower reserve rates. Below you...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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