Apr 26, 2018

Gun Retailers Change Policies

The Gun-control reform has been a hot topic following the Parkland Florida shooting that killed 17 U.S citizens. And two weeks ago, some of America’s top Firearm retailers announced a few changes in their gun sales policies. This move drove firearm-control activists to call for amendments across the industry. A notable example is the Anti-Trump campaigns, famous as Grab Your...

Aug 03, 2017

Gun Sales To Make a Full Recovery After Last Falls Election

Releasing The Gun Industry From Operation Choke Point  The gun industry was riddled with uncertainties during the Obama administration, primarily due to an anti-firearm government and relentless gun control activism. As a result, financial institutions regarded gun trading as an extremely high-risk sector, whose participants had little chance of success. Banks either refused to offer merchants financial services or charged...

May 09, 2017

Gun Sales Declining Nationwide?

A slowdown in the gun and ammunition sales have registered in the US since Republican Donald Trump was elected president. Gun Sales Decline According to CNN.com, Federal background checks have declined each month since the elections. These don’t precisely track gun sales but can be taken as the best available proxy. In March 2017, the FBI ran 2.43 million background...

Dec 06, 2016

Gun Merchant Accounts Are Becoming Harder to Find | EMB Can Help

Gun merchant accounts are in high demand, which means that merchant account providers should be lining up, right? Wrong! Gun merchants accounts are hard to find right now, thanks to rampant federal regulations and state regulations on gun sales. Whether in a store or online, gun and ammo sales are under scrutiny, but since they are still profitable you should...

Mar 28, 2016

To Invest or Not to Invest in the Firearm Industry

Gun sales are higher than they have ever been in recent history. If you are an entrepreneur, you may think that guns are a great investment. However, the gun industry is extremely volatile and investors must follow trends closely to have a shot at getting a profit. Investors with good timing could make a great deal of money by selling...

Jul 20, 2015

“High Risk” Label Choking Our Businesses, Gun Merchants Tell the Obama Administration

Gun sellers have come out criticizing the government for what the merchants believe is an effort to stifle their businesses and kill the industry. The retailers claim that the Obama administration is steadily putting them out of business with investigations and regulations – some of which never even get to the floor of Congress. The constant credit account seizures, asset...

Jun 15, 2015

Liability Insurance Mandate for Firearm Sales and What It Means For Gun Merchants

Added responsibility has been placed upon US citizens purchasing and owning guns. This is following New York House Representative Carolyn Maloney’s new bill. The legislation requires all gun owners to have liability insurance cover. Failure to have this sort of insurance protection is to attract fines of up to 10,000 US dollars. The New York House Representative has compared this...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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