Mar 23, 2015

The Value of Free Trials for Business

There’s a perception born of tasty tid-bits at the grocery store that free trials are a simple confection offered by a service provider; to be consumed, briefly appreciated, and then forgotten. But, it’s important to draw a line between free samples and free trials. A sample is a small representation of a greater whole while a trial is an entire...

Feb 13, 2015

Free Trials Can Help Your Business

Offering free trials is something that many businesses do not do. They think that it costs money in the long run, and that it is wasteful. However, while not everyone will purchase from you, there are ways that you can make sure that your free trial offers are successful. First off, make sure that you have adequate contact information for...

Jan 14, 2015

Free Giveaways Work to Increase Revenues Sky High

Everybody loves free stuff, and the word “free” attracts consumers to go out of their way to win or attain free things. For marketing best practices, offering free giveaways to prospects and customers is a good business strategy that can result in new and repeat customers. Free giveaways allow the consumers to try a product or service risk-free that they...

Oct 16, 2014

Turn Potential Customers into Paying Customers with Free Trials

The modern business is constantly searching for strategies to gain more customers and increase profits. Offering free trial promotions is an effective way to convert potential customers into paying customers. Free trials allow for consumers to use products or services for a limited time, and once the trial period is over consumers are then asked to discontinue use or to...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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