Jan 15, 2019

Simple Steps to Getting a Gun Merchant Account

Despite moves by major retailers, like Walmart and Dick’s Sporting Goods, to tighten restrictions on gun sales, many smaller, independent firearm shops have not followed their leads. Deciding that these market leaders were using the platform as a publicity stunt following the mass shooting at a Parkland high school that left 17 dead, small gun shop owners opted to keep...

Aug 03, 2017

Gun Sales To Make a Full Recovery After Last Falls Election

Releasing The Gun Industry From Operation Choke Point  The gun industry was riddled with uncertainties during the Obama administration, primarily due to an anti-firearm government and relentless gun control activism. As a result, financial institutions regarded gun trading as an extremely high-risk sector, whose participants had little chance of success. Banks either refused to offer merchants financial services or charged...

Nov 30, 2015

Gun Sales and Profits at All Time High

The firearm industry is at an all-time high. The FBI processed a record 2 million firearm background checks in October. The National Instant Background Check System ran 1,976,759 gun background checks in the same month. This is a 23 percent increase from October 2014. According to the ATF, gun manufacturing has increased by over 31%. If you are looking for...

Oct 08, 2015

Gun Sales Better Than Ever

Despite a barrage of high profile shootings, recent FBI data shows that August was a record setting month for gun sales. There were 1.7 million background checks performed by federally-licensed dealers – the most seen in an August since 1998, states USA TODAY. This past summer was extremely busy for gun sales in general (June 1.5 million and July 1.6...

Jun 15, 2015

Liability Insurance Mandate for Firearm Sales and What It Means For Gun Merchants

Added responsibility has been placed upon US citizens purchasing and owning guns. This is following New York House Representative Carolyn Maloney’s new bill. The legislation requires all gun owners to have liability insurance cover. Failure to have this sort of insurance protection is to attract fines of up to 10,000 US dollars. The New York House Representative has compared this...

Mar 18, 2015

Ammo Sales Rise, and Not For a Good Reason

Ammo sales are on the rise, but not for a good reason. Many are clamoring to get their hands on an armor-piercing 5.56 millimeter bullet that is commonly used in AR-15 semiautomatic rifles. The ATF wants to ban these bullets, citing danger for the public and law enforcement, due to their “armor-piercing” abilities. They are also hesitant of these bullets...

Jan 12, 2015

How the Firearms Industry is Blowing Away the Competition

The firearm sales business is booming. According to a new Federal report, the gun industry is making and selling more guns than it has in the last quarter century. ATF’s Firearms Commerce in the United States report stated that gun manufacturing has increased by more than 31%. Not only is domestic production increased, but gun imports have also increased by...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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