Aug 03, 2017

Gun Sales To Make a Full Recovery After Last Falls Election

Releasing The Gun Industry From Operation Choke Point  The gun industry was riddled with uncertainties during the Obama administration, primarily due to an anti-firearm government and relentless gun control activism. As a result, financial institutions regarded gun trading as an extremely high-risk sector, whose participants had little chance of success. Banks either refused to offer merchants financial services or charged...

Jun 29, 2017

Accept Payments for Guns Through a Reliable Gun Merchant Account

In the 2nd half of 2016, the US firearms industry was well positioned to finish the year in a promising position. The statistics showed that the demand for firearms in the US was strong, especially as consumers were still concerned about being responsible for their personal safety. Accepting Payments for Guns If you’re involved in the business of selling firearms,...

May 09, 2017

Gun Sales Declining Nationwide?

A slowdown in the gun and ammunition sales have registered in the US since Republican Donald Trump was elected president. Gun Sales Decline According to, Federal background checks have declined each month since the elections. These don’t precisely track gun sales but can be taken as the best available proxy. In March 2017, the FBI ran 2.43 million background...

Dec 06, 2016

Gun Merchant Accounts Are Becoming Harder to Find | EMB Can Help

Gun merchant accounts are in high demand, which means that merchant account providers should be lining up, right? Wrong! Gun merchants accounts are hard to find right now, thanks to rampant federal regulations and state regulations on gun sales. Whether in a store or online, gun and ammo sales are under scrutiny, but since they are still profitable you should...

Aug 17, 2016

Reliable Credit Card Processing For Firearm Merchants

Very often, reputable firearm retailers look for ways to take their business online and benefit from the unique opportunities provided by the world of the Internet and high technologies. If you are a gun dealer, you may find it not so easy to get approved for an online firearm merchant account with traditional banks and most processors. How to Get...

Mar 28, 2016

To Invest or Not to Invest in the Firearm Industry

Gun sales are higher than they have ever been in recent history. If you are an entrepreneur, you may think that guns are a great investment. However, the gun industry is extremely volatile and investors must follow trends closely to have a shot at getting a profit. Investors with good timing could make a great deal of money by selling...

Jan 18, 2016

Obama Vows to Reform Gun Legislation : Firearm Merchants

Last week, President Obama made a State of the Union Address regarding gun legislation. The White House is working to expand background checks for gun buyers. The President wants to close loopholes that allowed for individuals who sell firearms to avoid registering as licensed gun dealers or keeping formal sales records. The proposed legislation is a good idea to some,...

Dec 01, 2015

Virginia Governor to Ban Firearms from State Buildings

Recently, Terry McAuliffe issued an executive order that will ban firearms from most state buildings. McAuliffe is proposing a law that would require all interested gun buyers to undergo background checks to determine if the purchaser can be disqualified due to mental health issues or a criminal record. The Aug. 26 slayings of Roanoke television reporter Alison Parker and her...

Oct 08, 2015

Gun Sales Better Than Ever

Despite a barrage of high profile shootings, recent FBI data shows that August was a record setting month for gun sales. There were 1.7 million background checks performed by federally-licensed dealers – the most seen in an August since 1998, states USA TODAY. This past summer was extremely busy for gun sales in general (June 1.5 million and July 1.6...

Sep 30, 2015

New York Sues Retailers for Online Toy Gun Sales

Walmart, Sears Holdings, Kmart, Amazon, and a few more retailers have come under fire for selling realistic guns. The state of New York is one of approximately 7 states that bans the sale of authentic-looking toy guns to its citizens. New York is suing the mentioned retailers for ignoring its state laws, claiming that the over 6,400 prohibited sales performed...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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