Aug 17, 2016

eMerchantBroker (EMB) Proudly Announces Being Named to 2016 Inc. 5000 List

Our team of high risk specialists here at eMerchantBroker are proud to announce that EMB has been named to the 2016 Inc. 5000 list. Each year, this prestigious list recognizes companies considered to be the fastest growing companies in the U.S., based on their average revenue growth from the previous three years. According to the official public release, EMB’s rank on...

Apr 26, 2014

High-Risk Merchant Accounts Lucrative Business for eMerchantBroker

  Finding a niche to build a business on is no easy task, particularly when your industry earns you the ‘high risk’ stigma. For the majority of ‘high-risk businesses’ finding a high risk merchant account can be a daunting task. Enter eMerchantBroker. EMB finds a payment processing service solution tailored for your business. Founder Blair Thomas had over ten years...

Aug 21, 2013

How Can Merchants Meet Visa CPS Requirements

  Merchants really are at the mercy of the credit card industry. They have a fee for transaction integrity or TIF, and the CPS fees or customer payment services fees, for keeping merchants and merchant accounts in line with the rules. If a merchant fails to comply with the information the companies need, then a fee is accessed based on...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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