Mar 01, 2018

Process Vaping Sales Online with an E-Cigarette Merchant Account

Ever-changing regulations, litigation, and questions over enforcement have made it very difficult to obtain an e-cigarette merchant account, which are necessary if you want to accept and process credit card payments. Banks have classified them as “high-risk” because of these issues. Though all of these factors make it difficult, you can still obtain a e-cigarette merchant account if you keep...

Aug 11, 2016

FDA Regulations Leave E-Cig Merchants in Limbo!

For years, some mainstream merchant account providers have processed e-cig merchant accounts. While not all did so, some did, as this “high risk” industry could function as any other in terms of the government and its regulations. Recent changes have caused an uproar: E-Cigs are now stuck into the “high risk” category – and many mainstream retailers will be stuck...

Mar 18, 2015

E-Cig Merchants Watch Out, Fakes Are All Around

E-cig, or electronic cigarette, merchants know the industry is big business. While sales are up, merchants need to watch out for fake products. While most merchants are careful to vet their suppliers, not everyone is careful. Also, not all suppliers check out who their product came from, which can lead to even bigger issues down the road, if there is...

Feb 05, 2015

E-Cigs Predicted to Outpace Traditional Cigarettes

Photo Courtesy of TBEC Review The state of Kentucky is home to the largest population of adult smokers in the United States. But even in this bastion of cigarette smoke and nicotine, a competitor is quickly gaining ground threatening to replace traditional cigarettes in the lives of smokers. Electronic cigarettes or e-cigs, are projected to outpace the sale of combustible cigarettes...

Nov 24, 2014

E-Cigs Look Like They’re Here to Stay | Electronic Cigarette Merchant Account with EMB

Since the growth of the electronic cigarette and the popularity of the product, this business area is booming. These cigarettes are different and not part of the standard regulations and this gives people who use them more opportunities to do so. Smoking in some public places have seen a ban in recent times, depending where you live. These electronic cigarettes...

Aug 28, 2014

Merchants in Search of an Electronic Cigarette Merchant Account

Electronic cigarettes, or e-cigs, are all the rage. They are not age-limited, as users from 18 to 80 seem to love them for their cigarette-replacement. While doctors and lawmakers are still at odds over if e-cigs are safer than traditional tobacco cigarettes, consumers are buying fast. Another aspect that e-cigs offer is flavored “vapors”, the substance that omits tobacco or...

Aug 15, 2014

There’s Gold in Those Vapors! Start an E-cig Merchant Account Today!

With new taxes and bans on cigarette smoking around the country, merchants with e-cig merchant accounts may have thought they were on the losing end of the battle. If there are fewer customers ordering traditional cigarettes, cigars and pipe tobacco, what was going to happen to their businesses and profits? The large tobacco companies were not and are not going...

Aug 11, 2014

Cigarette Big-Wig Purchases Electronic Cigarette Giant

Tobacco cigarette bigwig Reynolds just made a major purchase by the name of Lollilard E-Cigs. While everyone knows that e-cigs are big business, they became that way by marketing themselves as a safer alternative to the average tobacco cigarette. Many are now wondering what happens now that big tobacco has gotten ahold of a “safer alternative”. E-Cigs have been hotly...

Aug 08, 2014

E-cigs – An Exploding Industry

Electronic cigarette sales have been exploding across the United States. By 2017 they are expected to reach over $10 billion annually. Though there is much debate regarding the regulation and distribution, parties on both sides of the fence can see that the economy will expand as a result. Electronic cigarette sales have been steadily increasing over the last years. Analysts...

Jul 25, 2014

Are Tighter Controls On E-cigarettes Coming?

The electronic cigarette market is seeing a boost not only in the sales of the products but also in the products available, with an estimated 240 new flavors appearing on the market each month used to fill up the e-cigarette. Many of these flavors are new to this type of product and market, they can range from a mint flavor...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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