May 21, 2018

Refresh Your eCommerce Business

Each and every day, you see, at least, one new eCommerce store pop up online. Are you running or planning to run an eCommerce business? Are you a travel merchant? How are you going to easily get approved for merchant services such as a travel merchant account? Keep on reading this article and you’ll know. Modern eCommerce Field This never-ending...

May 10, 2017

How to Give Your E-Commerce Website an Edge

Starting a brand new e-commerce website can be an exhilarating and thrilling experience for any ambitious entrepreneur. It’s also something, however, that comes with many expectations. If you want your new e-commerce site to be a big hit, these useful and practical tips can get it moving in the right direction. Take Your Time Steer clear of the rather common...

Dec 23, 2016

Things To Consider When Processing Payments on the Web

Often eCommerce merchants spend just a few minutes on online payment processing. They usually focus on the website’s design, without trying to create a web page that is easy to use. When choosing an online payments processing service, payment relationship can be built either with a payment gateway (directly) or via an ISO or Independent Sales Organization (indirectly). Do your...

Nov 01, 2016

The Partnership Between Walmart And JD.com

In 2015, the retail giant Walmart acquired its own online marketplace in China. In June, the company announced it was going to partner with JD.com, China’s 2nd largest e-commerce company. Walmart Changed Its Plans After selling its online marketplace Yihaodian to JD.com, Walmart is going keep the Yihaodian direct sales business and become a retailer inside Yihaodian. The company will also bring its...

Aug 11, 2016

Exclusive Ecommerce Merchant Account Options From EMB

Modern business owners cannot run an online business without using merchant account services. Payment processing is necessary for being able to accept credit and debit card payments from your customers. So you should take your time to study all the available options for your company and choose what is right for you and your business. Merchant Account Services Merchant account...

Apr 19, 2016

How To Avoid Serious Credit Card Processing Mistakes With Your eCommerce Business

When eCommerce appeared as a brand new concept, it wasn’t affordable. Nowadays, there is nothing complicated about eCommerce, and most banks and payment processors consider it high risk. Points to Consider When Turning to a Payment Processor When applying to a payment processor, merchants should focus on several important issues before signing a processing agreement. It is critical to research...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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