Jan 08, 2021

Bitcoin Merchant Account Offers Differentiation In The Market

Despite the skepticism that surrounds the use of cryptocurrency, more businesses both big and small are embracing this new digital currency and with good results.  What many companies have found is that opening up and accepting digital currencies also opens them up to a new, wider consumer base. This is largely because more consumers around the world are considering and...

Dec 16, 2020

Blockchain: Optimizing Payments Or Obstructing Them?

The fact that blockchain provides a high-security level is undisguised, and comes in a “decentralized public ledger” has the momentous potential to shake the payments solution space.  With much of the financial service arena battling with the overwhelming challenges of fraud and maintaining the integrity of data, blockchain is sure to deliver by tackling these issues head-on.  With much hype...

Dec 03, 2020

Incorporate Cryptocurrency Payments into Your eCommerce Site

Cryptocurrency has continued to shake up the payments world by having a digital currency that is not controlled by the government or a bank. It’s only regulation is the use of encryption methodologies in order to control its use and produce its release.  Why You Should Include Cryptocurrency In Your eCommerce Site Despite the growing adoption of cryptocurrency use by...

Oct 19, 2020

How To Accept Cryptocurrency Payments

Worldwide interest and use in cryptocurrency can no longer be ignored. As adoption rates continue to rise, it is only natural for businesses to begin taking notice. It all began with the introduction of Bitcoin, the first cryptocurrency created and launched back in 2009 by Satoshi Nakamoto. It is estimated that the value of Bitcoin in 2017 had reached $180...

Oct 12, 2020

Agent Based Cryptocurrency Payments

It is no mystery that the use of cryptocurrency is gaining massive ground worldwide.  For those who are still unfamiliar, cryptocurrency is a “digital asset” that, with the use of cryptography, can be used to perform transactions securely, as well as regulate the creation of new coins.  Benefits Of Accepting Cryptocurrency For Your Business By December 2019, it has been...

Sep 14, 2020

How to Accept Bitcoin Payments

In just a little less than a decade, cryptocurrency has progressed from an obscure realm dominated by high risk ventures to one of the most popular phenomena in business and investments. The technology that supports all digital currency, known as “blockchain” is also gaining significant favor.  Blockchain technology is proclaimed as one of the great technological inventions since the Internet....

Aug 26, 2020

The Pandemic Effect: Growth Opportunities & Challenges facing the Dating Industry

More and more people are turning to online dating sites amid a pandemic thanks to the lockdowns and stay-indoor rules. In mid-March, websites like Dating.com announce in a Press Release in PRNewswire.com that it had recorded a surge in the number of new signups at the start of the month. But more new customers often come with excessive chargebacks, fraud and...

Apr 14, 2020

Dutch Authorities Make Arrests in Crypto Money-Laundering Allegations

Thursday, 20 February, marked a significant milestone in FIOD’s investigations that caught fire last May (2019). The Joint Chiefs of Global Tax Enforcement, also known as J5, went public with the announcement of the first step to success in a money-laundering scandal involving a crypto firm known as Bestmixer.io. J5 said FIOD or the Fiscal Intelligence & investigation Services of...

Aug 30, 2019

Facebook Libra Won’t Launch Until Regulators Satisfied

Facebook Libra cryptocurrency won’t be launched unless all regulatory concerns are discussed. Are you an eCommerce merchant interested in digital money and safe online payment transactions? If yes, this article is right for you. Just keep on reading. Facebook Libra Faced with Challenges Facebook has recently reported that it’s not sure whether Libra or other associated products/services will be launched...

Jul 11, 2019

Facebook Libra Faces Backlash from Governments and Consumer Groups

U.S., European, and Indian governments have asked Facebook to stop its plans for its newly announced cryptocurrency, Libra, until it addresses questions related to security and other concerns. Entities Current Stances on Facebook Libra Legislators from the U.S. and Europe have criticized and pushed back on Libra since Facebook unveiled its plans. Most are concerned about Facebook’s history of data...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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