Aug 30, 2019

Facebook Libra Won’t Launch Until Regulators Satisfied

Facebook Libra cryptocurrency won’t be launched unless all regulatory concerns are discussed. Are you an eCommerce merchant interested in digital money and safe online payment transactions? If yes, this article is right for you. Just keep on reading. Facebook Libra Faced with Challenges Facebook has recently reported that it’s not sure whether Libra or other associated products/services will be launched...

Jul 11, 2019

Facebook Libra Faces Backlash from Governments and Consumer Groups

U.S., European, and Indian governments have asked Facebook to stop its plans for its newly announced cryptocurrency, Libra, until it addresses questions related to security and other concerns. Entities Current Stances on Facebook Libra Legislators from the U.S. and Europe have criticized and pushed back on Libra since Facebook unveiled its plans. Most are concerned about Facebook’s history of data...

May 14, 2019

Authorities Crack Down on Dark Web Markets, as New Ones Expected to Sprout Up

Though global law enforcement officials took down two of the world’s largest dark web drug websites in the past few weeks, another site continues to peddle thousands of painkillers and other narcotics. Empire, the dark web site that sells 18,000 drugs, including oxycodone and the powerful synthetic opioid, fentanyl, continues to operate. In such a buzzworthy market, it’s not completely...

Jan 08, 2019

SEC Registration Charges Settled | ICOs to Re-Fund Investors

SEC Registration Charges Two cryptocurrency companies must return millions to investors for violating ICO federal regulations. CarrierEQ Inc. (Airfox) and Paragon Coin Inc. agreed to repay funds to their harmed investors and register tokens as securities under the Securities Exchange Act of 1934, according to the settlement they reached with the U.S. Securities and Exchange Commission (SEC). Additionally, they each...

Nov 08, 2018

How ISOs Can Prepare for Cryptocurrency

While cryptocurrency is not a significant factor for an agent ISO yet, there is a lot of chatter going on in the industry about how cryptocurrency will alter the way the value of goods are exchanged. Even so, experts are saying that the traditional merchant services model will have the advantage and appeal of widespread acceptance. Cryptocurrency still has a...

May 02, 2018

Reduce Security Issues with Your Cryptocurrency

It would be difficult to have missed the growing interest in Bitcoin and the alternate versions of cryptocurrency that are now available. There has been a significant growth of interest in the world of crypto finances, but for the millions of new users, many are not giving much consideration to the security of their digital finances. One of the most...

Apr 24, 2018

Veterans Say Bitcoin’s Recent Drop Is No Reason to Panic

Bitcoin will mark 2018’s first quarter as its worst ever.  The world’s top cryptocurrency dropped significantly standing at $6,782.64.  While newbie’s in the financial world may panic or even choose to liquidate what’s left of their Bitcoin investments, a recent forecast by financial experts from howmuch.net indicate that the popular cryptocurrency may make an unexpected comeback. According to the financial...

Jul 26, 2017

Will Bitcoin Mark the End of Traditional Payments?

Virtual currency can be characterized as a type of unregulated, digital money that is issued and sometimes controlled by its developers. It’s used and accepted among the members of a specific virtual community. The most famous virtual currency is bitcoin. Need a Bitcoin Merchant Account? Bitcoin is a public-ledger distributed virtual currency, which means anyone can see everyone else’s bitcoin...

Jul 18, 2017

Bitcoin and Ethereum Experiencing Growing Pains | Digital Currencies

The world’s 2 major cryptocurrencies, Bitcoin and Ethereum, are facing growing problems. This could bring its impact on their character and play a decisive role in shaping their fundamental purpose in the upcoming years. Bitcoin, the largest digital currency at a market capitalization of $42.6 billion remains an unstable investment. Meanwhile, its users are struggling with rising fees and its...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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