May 16, 2017

What Venture Capitalists And Scientists Think About The Dietary Supplements Market

Zion Market Research shows the global dietary supplements market is projected to grow at a compound annual growth rate (CAGR) of 8.8% from 2017 to 2022. The market revenue accounted for 132.8 billion in 2016, and it’s expected to reach $220.3 billion by 2022. Asia-Pacific was the biggest market for dietary supplements in 2016. It represented over 31% share of...

Apr 13, 2015

How to Win the Merchant Click

Do you know what it takes to “win the click” and stay ahead of your competitors? Understanding acronyms and terms like tweets, likes, unique clicks, PPC and SEO will determine whether or not independent sales organizations and acquirers pass you by. These digital marketing efforts are an extremely effective online way to help merchants notice your company. Especially for the...

Nov 26, 2014

The #1 Thing You Need For Starting Your Nutraceutical Business

The nutraceutical industry is booming, and with TV doctors and magazines, touting the product’s benefits the fanfare doesn’t seem like it’s going to die down anytime soon. It’s a great time to get into the industry, thanks to this fanfare and the massive amount of products that are offered However, you may have a tough time obtaining the one thing...

Jul 28, 2014

Business Trends in the Nutraceutical Industry

Nutraceuticals, or natural medications, are garnering a lot of attention for various reasons. While many are still weary of these medications, many embrace them, thus bringing forth emerging trends in their sales. Every year brings in something new, and 2014 has not disappointed. Almond milk had been projected to be a huge seller in 2014, and so far, the predictions...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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