Jul 29, 2016

Mobile Payments In The Card-Not-Present World

Given mobile payments, the public attention has mainly been focused on POS solutions such as Apple Pay and Samsung Pay. However, Jane Cloninger, director and owner at Edgar, Dunn & Company, notes that most mobile advancements have been in the sphere of apps and mobile Web. During the 2016 CNP Expo, Leon Majors, founder and president of Phoenix Marketing International,...

Mar 24, 2016

Best Card-Not-Present Payment Processing From EMB. How To Get It?

To accept credit and debit card payments from their customers, merchant start looking for a reliable payment processor in the field. EMB is the best choice for all types of businesses, high risk ones included. EMB As A Top-Rated Processing Company eMerchantbroker.com is the nation’s #1 high risk merchant account provider and delivers services for all types of businesses. EMB...

Jan 20, 2016

Guide to Website Push Notifications for the eCommerce Player

It is important for E-commerce players to understand how website push notifications work – they cannot afford not to. Website push notifications work similarly to mobile app push notifications. Except, they are obviously for websites, not apps, and can be accessed on all devices. Website push notifications are clickable messages sent from a website to that website’s subscribers. Why are...

Dec 14, 2015


If you need to accept credit and debit card payments from your customers, you cannot do away without merchant account services. Merchant account services offer payment processing for a variety of businesses, including online, retail, high risk, and MOTO or mail order/telephone order. Merchant accounts allow business owners to accept popular cards such as American Express, Visa, MasterCard, and more....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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