Dec 14, 2015

If you need to accept credit and debit card payments from your customers, you cannot do away without merchant account services.

Merchant account services offer payment processing for a variety of businesses, including online, retail, high risk, and MOTO or mail order/telephone order. Merchant accounts allow business owners to accept popular cards such as American Express, Visa, MasterCard, and more.

Choosing EMB For Your Ecommerce Merchant Account, a highly reputable payment processor in the field, offers eCommerce merchant accounts to process credit and debit cards for your retail and online businesses, and mail or phone orders. Moreover, EMB provides services for accepting ACH or Automated Clearing House debit payments, and checks.

ACH is an electronic network for financial transactions in the US. It is developed to process large amounts of credit/debit transactions in batches.

EMB, an award-winning eCommerce merchant account provider, boasts decades of experience in the merchant services industry. The company’s dedicated staff is always ready to provide support and assistance for merchants. Moving ahead, EMB offers mobile technologies and merchant services for the future.

With, you can enjoy the best payment gateway solutions, business funding, instant check processing, a fast application process, and much more. It’s not surprising that EMB has A+ Rating with the BBB.

Card-Not-Present Payment Processing

Payment cards can be accepted in person like in retail stores. This type of payment processing is known as a “Card-Present” or CP transaction. Cards can also be accepted online, through an eCommerce website. The latter is called a “Card-Not-Present” or CNP transaction.

In the case of “Card-Not-Present” payment processing, the cardholder and payment card aren’t physically present when making a payment. This type of transactions is mainly found online and for mail or telephone order sales. As for “Card-Present” payment processing, it can be characterized as a face-to-face transaction.

It is important to note that accepting payments via the Internet, over the phone, or in any other CNP setting is associated with greater risks than face-to-face payment processing.  The mentioned risks have to do with credit card fraud and chargebacks.

Choose EMB to get a highly reliable and secure eCommerce merchant account for your business. can help you fight fraud and mitigate chargeback levels related to your business.

Let us help you get a high risk merchant account today!

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