Jun 14, 2017

Canadian Merchant Credit Card Processing

Are you looking for a Canadian merchant account? eMerchantbroker.com, a reputable payment processor, offers its merchant account services both in Canada and the US. EMB is voted the top high risk payment processor in the US and has an A+ rating with the BBB. Moreover, EMB is rated A by Card Payment Options and is named one of Inc. 500’s...

Jul 20, 2016

Walmart Against Visa. Walmart Pay Coming To Canada

According to the Globe and Mail, Canada’s #1 national newspaper, Walmart could introduce its own electronic payment system called “Walmart Pay” in Canada in 2017. Thus, Walmart would strengthen itself in a fight with Visa over credit card fees. Walmart in Canada Walmart, an American multinational retail corporation operating a chain of hypermarkets, discount department stores, and grocery stores, enables...

Apr 20, 2016

US Merchants Are All for Canadian Swipe Fees Reforms

​The Merchants Payments Coalition highly indoors legislation proposal in Canada. It is going to reform the way retailers are charged hidden fees by banks when a customer swipes his/her credit card at checkout. Before the Canadian legislation was proposed, similar reforms had been successfully implemented in the European Union and Australia. The purpose is to bring transparency and completion to...

Mar 31, 2016

Canada, #1 Merchant Buddy of U.S.

The MCM Outlook 2016 survey reveals that Canada is the leading country that U.S. merchants are selling to. This makes sense considering the 4,000 mile long border shared by the two countries, a common language, and daily border traversing for generations. But Canada wasn’t the only U.S. merchant buddy. The UK (31%), Australia (26.20%), Germany (23.80%), and Mexico (23.80%) are...

Mar 28, 2016

Canadian Retailers Hope for Interchange Rate Caps | Canadian Merchant Account

Retailers are rejoicing this year as Canadian lawmakers are considering a new bill that puts a ceiling on credit card interchange rates. The bill was brought to Canada’s House of Commons by newly elected Liberal MP for Rivière-des-Milles-Îles, Linda Lapointe. The proposed bill would make changes to the Payment Cards Network Act, but does not specify the interchange cap rate....

Jan 25, 2016

Women Lead in Canadian Online Business Boom

The old school thought of business owners was that only men could pave the way for new, innovative ways to conduct business. Thankfully our thinking has changed, and our change in thinking is proving a reality in Canada, where women are taking control of internet businesses and sales. It shouldn’t matter who owns a business, but the new wave of...

Jan 19, 2016

Canadian e-Commerce Trends in the New Year

Happy 2016! It’s time for new predictions about Canadian e-commerce trends this year. While every year has some similarities, there are also some new goodies to pop up on the online sales scene. Below are some of the expected trends that Canadian merchants should look into in the new year. One of the biggest challenges for e-commerce merchants everywhere is...

Nov 30, 2015

Merchants Gear Up For The Holiday Shopping Season

”People are always going to go shopping. A lot of our effort is just: ‘How do we make the retail experience a great one?’ “- Philip Green Black Friday was adopted in Canada to compete with U.S. retailers to cut the number of consumers shopping abroad. Though e-retailing in Canada started developing slower than in the U.S., today, Canadian e-commerce...

Nov 27, 2015

The 2015 Canadian Holiday Retail Sales Projections are Promising

According to the Ernst & Young (EY) report, “Redefining Loyalty for Retail”, it was projected that holiday retails sales in Canada would grow four percent over last year. Millennials would drive spending, with British Columbia leading in sales. The report also revealed that Millennials interests would shift from consumption to experiences, both online and in-store. With 19 percent decrease in...

Sep 15, 2015

EMB Now in Canada! Open your High-Risk Merchant Account Today

If you currently do business in Canada, you might as well start celebrating because eMerchantBroker is coming there! If you already know about EMB – and most Canadians certainly do – then you will be relieved knowing that with the arrival of the vastly experienced payment processing account provider, all your “high risk” worries can be tossed out of the...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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