Jun 14, 2017

Canadian Merchant Credit Card Processing

Are you looking for a Canadian merchant account? eMerchantbroker.com, a reputable payment processor, offers its merchant account services both in Canada and the US. EMB is voted the top high risk payment processor in the US and has an A+ rating with the BBB. Moreover, EMB is rated A by Card Payment Options and is named one of Inc. 500’s...

Sep 15, 2015

EMB Now in Canada! Open your High-Risk Merchant Account Today

If you currently do business in Canada, you might as well start celebrating because eMerchantBroker is coming there! If you already know about EMB – and most Canadians certainly do – then you will be relieved knowing that with the arrival of the vastly experienced payment processing account provider, all your “high risk” worries can be tossed out of the...

Jul 16, 2015

Canadian Property Owners in a Jam with Foreign Businesses

No one wants to see vacant storefronts, but this is becoming a regular trend in Canada. One of the biggest issues is not the Canadian economy, but rather the fear that international (RE: American) businesses can bring hacking issues with them. What is even more frustrating for customers and property owners alike is that many American-based retailers, such as Target,...

Jun 11, 2015

What to Watch for in Canadian Business in the Coming Months

There is much to look at in Canadian business the beginning of this month. The beginning of this year has seen many changes on the Canadian business scene. These changes range from oil prices to environmental organizations to job reports. Those who have invested their earnings in the stock market anxiously awaited the reveal and outcome of the latest earnings...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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