May 08, 2017

Get A Reliable And Online Doctor Merchant Account

Practitioners need to be able to treat a wide variety of ailments and health concerns. They also need to accommodate a large variety of payment types from their customers, which include both health insurance billing, credit card payments and cash. The best way out is to have a virtual terminal that can accept swiped cards, process keyed-in transactions, accept online...

Mar 27, 2017

How Your Personal Credit Affects Your Business Credit

If you’re looking for business financing, you might be interested whether your personal credit affects your business credit. The good news is that bad credit doesn’t mean the end of the world: you can still qualify for a business loan with poor credit. The Importance of Credit Scores If you’ve decided to turn to a traditional bank or financial institution,...

Mar 07, 2017

The Importance Of Customer Service & Tech Support In The Merchant Account Industry

Anyone looking to open a merchant account can be swayed by a processor’s low fees. However, companies that offer cheap services have a reputation of not matching the expected standards. In an industry where many companies are offering the same services, competition has spilled over to the customer support. Merchant account providers that offer satisfactory service to their clients are...

Mar 06, 2017

How Alternative Funding Can Increase Your Business Profits

Since their inception, merchant cash advances have been considered the best option for business owners to gain quick funding when needed. They are easy to apply for and don’t demand too much information. Moreover, leading players such as eMerchantBroker offer fast approvals, with cash deposited within only a few days. That said, smart merchants have come to the realization that...

May 23, 2016

Don’t Let Bad Credit Keep You From Starting a Business

Have you got a perfect idea for starting your small business but you have a problem? No worries. It doesn’t matter whether you lack finances or potential investors or you have a bad credit history, there is still a chance not to lose the promising market opportunity you have found. Bad Credit Is Not the End of the World Even...

May 18, 2016

Avoid Default with EMB Small Business Funding

Whether it’s due to the economy, miscalculations, sudden hardships, or a variety of other issues, some businesses find themselves struggling to repay debts. The prospect of defaulting on your business loan can be terrifying, but there is hope. Check out a few of these strategies that you can try to save the business you’ve worked so hard to build. What...

Feb 29, 2016

6 Creative Ways to Secure Business Funding

It has been some time since banks have been in the generous “give a loan to a small business with no collateral” mood. In fact, the majority of banks stopped feeling this way back in 2007. Since then, small businesses have struggled to find the business funding they need to hit the ground running. Believe it or not, a loan...

Feb 28, 2016

So You Want to Start a Business? | 6 Tips for Your Small Business Funding Success

Starting a small business can be an overwhelming process of filtering through information and requirements. It is easy for the newly self-employed to run into all kinds of issues they didn’t know existed. In order to start off on the right foot and avoid legal, tax and financial problems, consider the following tips: Create the right legal structure One of...

Feb 16, 2016

Business Funding Tips For Merchants

“Growth is never by mere chance; it is the result of forces working together.” — James Cash Penney Merchants trying to get funding for their business should consider certain key points so to increase their chances of obtaining it. Below you can find factors that play an important role in this regard. Tips To Get Approved For Business Funding Solid...

Jan 19, 2016

How to Turn Your Small Business into a Large Success Story

Small businesses are on every city square in America. Sometimes people are happy with their small business. Other times merchants wish for a bigger standing in their industry. For this, the best option for small businesses is to look for outside funding. The issue does not come with the search, but rather obtaining outside funding. Being turned down for funding...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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