Sep 20, 2019

Going Passwordless: Companies Bringing on the Biometrics

Security experts are more and more often talking about the problems with static passwords and highlighting the benefits of other security measures such as physical and passive biometrics. To discover what’s behind these new security technologies and find a reliable processor to avoid fraud, just read the article below. Biometrics Instead of Passwords In this day and age, mobile and...

Sep 20, 2019

Authentication for E-Commerce & M-Commerce

E-commerce is rising all over the world. Mobile is adapting to the changes in today’s world of payments. Advancements in mobile technologies are making it much easier for consumers to pay for goods and services via their mobile devices. Here, the issue of authentication for e-commerce becomes of special importance, and this article is about all these things. Authentication for...

Sep 19, 2019

AI in Fraud Solutions: Promises and Realities

Fraud detection and prevention are among the top difficulties for both small and large companies. This is especially true of those involved in the payments industry. It’s a common knowledge that fraud results in negative outcomes for your organization’s bottom line, and causes damage to its reputation. So, how the latest fraud solutions, including those associated with artificial intelligence (AI),...

Sep 18, 2019

Voice Tech Growing: Most Consumers Are For Paying via Voice

The majority of users polled in London expressed their willingness to use a voice-enabled technology to pay for low-value goods. What about your customers? Are you providing the best for them? What’s going on in the voice tech field in terms of payment processing? Let’s move forward and see. Voice Tech Is On the Rise Revolutionary technologies like VR (virtual...

Sep 18, 2019

Tinder Stopped Using Play Store’s In-App Payments System

The majority of e-commerce merchants that sell their products/services through apps turn to the Google Play Store and the Apple App Store. Now, Tinder has decided to bypass Google Play for in-app payments. Are you an e-commerce merchant interested in accepting money online? Do you want to know more about this topic? If yes, go on reading this post. Tinder...

Sep 17, 2019

Tech Giants for Faster Payments System

Amazon, Apple, Google, and other major players in the U.S. tech industry have called on the Federal Reserve to put more efforts in building a real-time payments system. If faster payments are something you’re interested in and if you want to discover an exceptional payment processor for your e-commerce business, just read this article. Tech Giants for Faster Payments Financial...

Sep 17, 2019

PSD2 Processes: What If You Implement Them Poorly?

What do you think about the Strong Customer Authentication elements of the European Payment Services Directive 2 (PSD2)? Would they bring changes to fraud liability issues? In fact, the realization of the regulation is associated with more than one thing. These should be taken into account when managing online fraud attacks. To know more about the PSD2 processes and discover...

Sep 17, 2019

China Is #1 in Global E-Commerce

Global retail e-commerce is moving forward with double-digit growth. International consumer markets are experiencing rapid growth. In 2017 alone, China accounted for 67.1% of all e-commerce sales around the globe. If you’re interested in more details about global e-commerce and want to obtain a secure and cheap e-commerce merchant account, this article is here to help you. E-Commerce Growth: E-Commerce...

Aug 30, 2019

Facebook Libra Won’t Launch Until Regulators Satisfied

Facebook Libra cryptocurrency won’t be launched unless all regulatory concerns are discussed. Are you an eCommerce merchant interested in digital money and safe online payment transactions? If yes, this article is right for you. Just keep on reading. Facebook Libra Faced with Challenges Facebook has recently reported that it’s not sure whether Libra or other associated products/services will be launched...

Aug 30, 2019

Important for Dietary Supplement Merchants: Pew Comments

Since 1994, the supplement market has witnessed tremendous growth. This article will tell you what the Pew Charitable Trusts (Pew) has commented on the FDA’s (Food and Drug Administration) docket concerning “Responsible Innovation in Dietary Supplements,” which is so important for dietary supplements merchants, and not only. Dietary Supplement Merchants Must Know Let’s start with the term “dietary supplement.” Congress...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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