Jan 30, 2015

Sex Sells in the Digital Age

The prominence of sex toys and paraphernalia in the media is one reason that adult merchants believe has contributed to the boost in sales in the last 5 years. Popular sex toys like vibrators, lubrication, harnesses have moved sales from 65% in 2008 to 80% in 2013. Online sex shops are enjoying this increase in desire, and believe that the...

Nov 24, 2014

Adult Dating Merchant Account Obstacles Resolved

If you have a business that is involved in the adult sector then you are a high-risk business; even a dating agency is a high-risk business and would need to apply for an adult dating merchant account to allow your customer’s to pay using their credit and debit cards. However, it is not just dating websites that are adult sites....

Oct 21, 2014

Easy Adult Industry Payment Solutions with Adult Merchant Processing From EMB

There are a lot of ways to make a good income from the comfort of your own home. Technology has made creating and sustaining home businesses a reality. A few of the fastest growing businesses that can be started from your home office are in the adult industry. The adult industry involves a variety of products and services targeted towards...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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