Nov 18, 2015

Adult Dating Websites and The Payment Issues They Face

The majority of online merchants have suffered payment issues at some time during their existence. From EMV card changes to straight-out fraudulent charges, online merchants have a tough time with their payment processors. However, while all online merchants suffer this from time to time, adult dating merchants tend to have a tougher time. While these websites are popular, they have...

Aug 21, 2015

Adult Dating Websites & Apple Pay: A Hook-Up for All

Adult dating websites are all the rage, both for merchants and consumers. Commercials and internet ads are sending single guys and gals to these sites, looking for the perfect mate. While consumer use is growing, so is the money that these merchants are making. While the money is great, there are issues when it comes to processing these payments. Most...

May 26, 2015

Adult Dating Websites Rake in over $2 Billion in Revenue

Online dating commercials are constantly on TV, and on the side of internet blogs. You may have even seen the ads pop up on Facebook. The industry is everywhere, and for good reason. In 2014, the adult dating industry brought in over $2 billion in revenue. You will often hear “this is a great time to get in the business”...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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