Secure and Low Cost eCommerce Merchant Account

Dec 28, 2018

eCommerce has transformed the world you knew in so many ways. Today, if you want to remain competitive in your industry, you can’t do without maintaining online presence. Quite naturally, safe and reliable online payments are essential for any type of eCommerce business, and that’s not enough. You should also have an affordable eCommerce merchant account. So, how can you have all this? Read below and you’ll know.

eCommerce Is Growing Worldwide

Nowadays, so many people turn to the World Wide Web (WWW) whenever they want to purchase something. This is making the old-school means of running a direct sales business a history in many ways.

No one would argue these days that the Web has become a strikingly promising platform for merchants. The Web has the power to improve your business on condition that you have a quality website and work with a reliable merchant account provider. What about merchant accounts?

Well, each and every eCommerce website should be equipped with a merchant account. Otherwise, your customers won’t be able to pay for the products/services in real time. You might think opening an online merchant account is a complex thing, especially when it comes to security and maintenance. In fact, it’s obtaining a merchant account isn’t intimidating if you work with a true professional in the field.

With a merchant account, you can accept credit/debit cards, and not only. To attract a larger number of people and retain most of them, you should offer as many payment options as possible.

Overall, eCommerce credit card processing means the same to online merchants what a point-of-sale (POS) solution means to brick-and-mortar businesses. The only difference lies in tools. Namely, store-front merchants make use of a physical POS terminal for reading the credit card information and send a request to authorize the given transaction to the card issuer over the phone.

Online merchants use a shopping cart to gather customers’ order and payment information. Then, the latter gets encrypted and transferred to the card issuer for authorization via a payment gateway.

You should never forget that eCommerce payment processing is closely associated with fraud. It’s becoming more and more crucial for web-based merchants to find a secure payment processor that can guarantee the necessary level of fraud prevention for payment transactions.

In addition, chargebacks and other disputed transactions are inevitably linked with selling online. The important thing is to reduce them so they won’t impact your bottom line.

Another highly important issue concerning eCommerce businesses has to do with global selling. Modern eCommerce merchants should be able to accept payments that come from as many corners of the world as possible. Ater all, cross-border eCommerce is growing with rapid advances.

eCommerce Merchant Account from EMB

eCommerce is on the rise all around the globe. Now is the right time to update your online product catalogs in accordance with the latest trends in the global markets.

Today, you can find dozens of merchant account providers online. What’s important is to find a reliable, full-service, all-in-one eCommerce merchant account provider like that can help you grow your business in the best possible way.

EMB, considered the nation’s top high risk credit card processor, boasts the BBB’s A+ rating and Card Payment Options’ A rating. is well known for providing quality merchant services to small and large, established brick-and-mortar merchants through traditional processing options, as well as advanced eCommerce solutions.

EMB understands that each business is unique, and that your credit card processing needs are unique, too. So, is dedicated to being a payment processing partner that is well aware of all the pain points concerning your own business so to provide the best merchant services tailored to your company.
EMB offers fast, easy, the most affordable, and extremely secure online credit card payment processing, so you can focus on your growth. With EMB, you can be sure to enjoy a comprehensive and unmatched online payment fraud protection service to stay away from online fraudsters without challenges.

In the modern digital world, you can come across a wide range of merchant account companies. However, not all of them are capable of providing the merchant services you really deserve. So, take the time to shop around and find a payment expert that offers a reliable, secure and low cost merchant account with seamless processing. This is how you can fight the competition in the market and reach new heights!

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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