Mar 03, 2012

Merchant Account for Credit Repair Companies specializes in merchant accounts for credit repair companies. We can approve your credit repair company for a merchant account today. We even deal with start up credit repair companies with no processing history. We understand the needs of high risk, high volume merchants such as credit repair companies and debt collection companies. We will not waste your time, we...

Mar 01, 2012

Merchant Cash Advance without a Merchant Account

Do you need money for your business? You’ve heard about merchant cash advance programs, but you don’t have a merchant account? No problem! We can provide business funding to any business type, with any credit situation, and you don’t need to accept credit cards at your business to be approved. In todays economic climate it can be very difficult to...

Mar 01, 2012

Compare ACH Check Processing Rates Online

How to find the best ACH check processing program? Compare Online Are you looking for the lowest rate check processing? Do you need to accept checks online or over the phone, but need to compare the rates and fees of providers? has dozens of check processing companies in our network, all with an A+ rating and all backed by...

Mar 01, 2012

Business Funding with a Tax Lien

Do you have a tax lien, but need money for business? We can provide financing to all business types and credit scores, including business owners with tax liens. There are no upfront fees and you only need to processing a minimum of $4000 per month in credit cards. If you accept credit cards at your business, then you are approved...

Mar 01, 2012

Merchant Account for E-Cig Stores – Electronic Cigarette Merchant Account

Do you need a merchant account for your electronic cigarette store online? Have you been turned down by multiple processors? Are you looking for a merchant account with no reserve? We can help! is approving e-cigarette merchant accounts every day! We can get your e-cig store accepting credit cards in as little as 72 hours! If you have good...

Mar 01, 2012

What is The Best Merchant Cash Advance Agent/ISO Program?

If you are looking for the best merchant cash advance agent program, then you need to contact today. We offer agents unmatched options for business funding solutions. Are you tired of having your cash advance deals declined? At we have business funding solutions for every business and credit type. We even have merchant cash advance options for merchants...

Mar 01, 2012

Merchant Account for Collection Agencies

Collection Agency Specialists – specializes in merchant accounts for collection agencies. Accept checks and debit credit cards over the phone or the Internet. We even provide payment processing for start up collection agencies. If your collection agency needs to get a merchant account approved, be sure to contact We work with the leading collection agency software programs...

Mar 01, 2012

What is the Lowest Merchant Cash Advance Rate?

Getting the best rate for a Merchant Cash Advance A merchant cash advance is a form of receivables financing that allows business owners to sell a portion of their future sales for a discounted rate to private lenders and banking institutions. Many lenders use credit card processing accounts, or “merchant accounts” to act as collateral. A merchant cash advance is...

Mar 01, 2012

Online Electronic Store Merchant Accounts

Get a High Volume Merchant Account for your Online Store You may be surprised, but an online electronic store or drop shipping website is considered “high risk” by the merchant services industry. Online electronic retailers often have high tickets and need high monthly volumes. These business types also have a higher percentage of charge backs or customer disputes due to...

Feb 29, 2012

ACH Processing for High Risk Online Merchants

Accept Checks online or Over the Phone: High Risk Merchants At we specialize in helping online businesses accept checks online or over the phone. You can accept checks from your customers through your website, or over the phone. You can process one time payments or set up recurring ACH debits to come out of your customers checking account. If...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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