Jan 27, 2014

Online Dating & Mobile Technology – What’s Changed?

  It has very recently been recognized that mobile technology is not only changing everything else, but it is also altering people’s online dating habits. In a good way, that is. Those with adult dating merchant accounts are certainly in for a treat. Read below to find out more. A recent survey concluded that 11% of American adults are now...

Jan 27, 2014

How To Start a Collection Agency & Work on Your Business Plan

You’re probably wondering, “What actually is a debt collection agency?” Well, a collection agency works by charging a percentage of someone’s money who are behind on their debts. Many businesses in the USA benefit from collection agencies, including hospitals, stores, credit card companies and even government offices. Starting a debt collection agency and setting up a collection agency merchant account...

Jan 27, 2014

The Truth About E-Cigarettes

For those who aren’t overly clued-up on this relatively new breakthrough, electronic cigarettes or ‘e-cigs’ as they are also known, were introduced to the US in 2012. They are battery powered devices which were designed in order to simulate tobacco smoking, with some brands containing a mixture of nicotine and flavorings, and others simply releasing a vapor without the nicotine...

Jan 27, 2014

How To Start, Run, Manage And Market a Lucrative Credit Repair Business

One thing that many people are not aware of is how refreshingly simple and rewarding it can really be to start a credit repair business. It can be extremely cheap to start, with lots of potential to make a profit in return – which is what everyone wants in a business, right? Launching a credit repair business has often been...

Jan 27, 2014

How To Open An Electronic Cigarette Shop – Your Step-by-Step Guide

Electronic cigarette shops, or ‘vapor’ shops as they are also widely known, are one of the fastest growing trends in the USA. More and more people are gradually beginning to realize that they can really gain a large profit from opening one; millions of Americans are turning to the modern-day craze that is electronic cigarettes, as opposed to regular ones....

Jan 27, 2014

Credit Cards Cease Processing of Controversial Sites

The major processors of credit cards such as American Express, Visa and MasterCard announced that they will stop processing all of the payments that are made via mug shot sites. People are now currently being charged a fee in order to remove photos from the Internet. Many critics of the strategy pinpoint that the model is considered a form of...

Jan 27, 2014

eMerchantBroker at Affiliate Summit 2014 and more!

The new year brings new opportunities and eMerchantBroker is ready to take advantage. We recently attended Affiliate Summit 2014 at The Paris hotel in Las Vegas with a record breaking 5000+ people in attendance! Affiliate Summit is the premiere marketing conference and as a leading online provider of merchant services, eMerchantBroker was thrilled to attend and be part of this...

Jan 25, 2014

Dating Applications & Its Prominent Future

  New dating applications are making it simple for men and women to meet up: Lulu and Tinder. Women and men no longer have to worry about meeting others at gyms, bars or various other activities. Social media is a form of comfort for many individuals nowadays so utilizing an application to find love is not a farfetched notion. The...

Jan 24, 2014

Legal Fallout Continues for Target Following Massive Security Breach

Target is still dealing with the aftermath of the massive security branch the retail giant suffered during the 2013 holiday session. A computer security breach exposed credit and debit card information for 40 million Target customers during a one week period in November and December 2013. The breach occurred during the peak holiday shopping period. Sensitive information for millions of...

Jan 24, 2014

Magnetic Stripes in line to be Replaced by Embedded Chips in Credit Cards

The spotlight is burning hot and bright on credit card security following the theft of the information of 40 million consumer from the retail giant Target. Credit card security spans from the databases where information is stored to the magnetic stripes located on the cards themselves. The magnetic stripes have become a source of scrutiny and a source of improvement...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat