Sep 03, 2012

The Search for The Best High Risk Merchant Account

If you run a high risk business, you’re going to need a high risk merchant account. Most banks and traditional merchant account providers have a list of industries which they consider ‘high risk’ – and if your business ends up on that list, you’re either going to struggle to get a merchant account at all, or be faced with a...

Aug 28, 2012

High Risk Merchant Accounts – Avoid These Pitfalls

This blog was written to help merchants avoid the common pitfalls of getting a high risk merchant account. Accepting credit card payments from customers is an essential part to most businesses in today’s economy. However, if your business is classified as “high risk” or if you have bad credit, getting a merchant account can be difficult. 1. Find out more...

Jul 20, 2012

High Volume Merchant Accounts made EASY provides high volume merchant account services to hundreds of business owners across the world. If you process over 250,000 USD per month in credit card payments, then you need a high volume merchant account. Why for a high volume merchant account? Knowledge: We understand the needs of a high volume merchant. We also understand how hard it can...

Jul 19, 2012

Electronic Cigarette Merchant Accounts 3.95% + .25 now offers the lowest rates on electronic cigarette merchant accounts in the country. DON’T PAY 7.95% – This outrageous rate is being charged by most providers today. Contact today for an unbeatable rate of 3.95% Getting a merchant account for an electronic cigarette, vaporizer, e-juice, or any other related product is next to impossible. If you do find...

Jun 27, 2012

Cashless ATM Program – Low Cost Transactions is one of the nations leading providers of cashless ATM services and equipment. We help thousands of merchants across the country with this unique electronic payment processing solution. What is a cashless ATM? This method of payment processing, also called “Script ATM” or “Point of Banking” solution allows customers to accept PIN based transactions at the point of sale...

Jun 16, 2012

Merchant Accounts for Adult Dating Websites provides electronic payment processing for adult dating websites. As a high risk credit card processing provider, we can help your online dating website get set up quickly and easily. Many business owners that operate dating websites are surprised that their business is considered high risk by traditional merchant services providers. Unfortunately the statistics don’t lie, historically speaking there is...

Jun 12, 2012

Merchant Cash Advance Programs and Business Funding | Los Angeles, CA

We offer business funding and merchant cash advance programs to business owners in the Los Angeles area and across the nation. In today’s lending environment it can be difficult to get funding for your business, especially if you have bad credit. At we have a variety of business funding programs available for merchants of all credit types. Merchant Cash...

Jun 05, 2012

Merchant Account for Electronic Cigarettes – E-Cig Credit Card Processing specializes in high risk merchant accounts, and more specifically, electronic cigarette merchant accounts. We are very efficient at setting up merchant accounts for e-cig stores. We can have you processing credit cards in as little as 72 hours. Rates are expensive for e-cig stores, however at we guarantee to have the best overall pricing for start up and...

May 30, 2012

Compare Precios de Procesamiento de Cheques ACH

¿Cómo encontrar el mejor programa de procesamiento ACH? Compare en la red ¿Está buscando las tasas más barata en procesamiento de cheques? ¿Es necesario aceptar cheques sobre la red o por teléfono, pero necesita comparar las tasas y tarifas de los proveedores? tiene docenas de empresas para el procesamiento de cheques en nuestra red, todos con una calificación de...

May 29, 2012

Avance de Dinero Mercantil Sin tener una Cuenta Mercantil

¿Necesita Dinero para su Negocio? Usted ha escuchado acerca de programas mercantiles que avanzan dinero, pero no tienes una cuenta mercantil? No hay problema! Podemos proporcionar la financiación privada para cualquier tipo de negocio, con cualquier situación de crédito, y no se necesita aceptar tarjetas de crédito en su negocio para ser aprobado. En el clima económico de hoy puede...

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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