High Risk Merchant Accounts Available from EMB

Oct 13, 2015

Are you a small business owner in the high risk industry? Are you struggling to find a loan from a legitimate source? Too many responsible business owners have to beg and compromise when it comes to finding cash flow because they are classified as “high risk.” And even if they do obtain a loan, banks often penalize them with high rates and unreasonable conditions. Some banks demand to see a positive credit history before lowering excessive rates. This often requires you to show a 6 month or year of low chargebacks, which many merchants have a difficult time accomplishing.

High risk businesses should consider online payment processors like eMerchantBroker before signing with traditional payment processors. EMB experts have helped thousands of small and medium sized businesses that are “hard to approve” obtain and keep thriving merchant domestic merchant accounts. A full suite of electronic payment processing solutions will help virtually any merchant accept credit cards and electronic checks.

  • High volume solutions: load balancing gateways and multiple MIDS.
  • iCheck Check Processing service, featuring quick payments.
  • Chargeback protection & chargeback prevention programs available.
  • Fast approvals in 24 – 48 hours.
  • No set up fees for most merchants.
  • High Risk merchants approved

EMB is a full service provider that offers merchant accounts and services for a variety of businesses. We offer a wide selection of Payment Gateways, Business Funding, Check Processing solutions, POS Solutions, and a full support platform.

The application process is quick and painless and only requires a few minutes, some basic information, and a few pieces of records. The application process is streamlined into a few minimum required fields for faster processing. In fact, most merchants can complete an entire application before they finish a cup of coffee.

Today high risk companies must use reputable third party payment processors who are experts in managing high risk business. eMerchantBroker.com is a low hassle, low cost payment processor that will build and manage your high risk merchant account with expertise and skill. Our agents will protect your transactions and increase your profits.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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