eMerchantBroker Offers Magazine Sales Merchant Accounts

Oct 16, 2014

Magazine sales are on the rise again, and it is the perfect time to offer up the product. Though there are many different avenues of magazine sales, one thing is constant: You need a merchant account. A merchant account allows your business to accept plastic card payments. While you could easily Google “merchant account”, you may have trouble locating one that specializes in magazine sales merchant accounts.

This is because magazine sales merchant accounts are considered to be “high risk” to many merchant account processors, due to their higher rates of fraudulent activity. Many simply will not deal with these merchants, and those who do tend to hike up their rates. You need the absolute best for your magazine sales merchant account, and EMB is the absolute best. EMB, or eMerchantBroker.com specializes in “high risk” merchant accounts, such as magazine sales merchant accounts. We know that this is an especially tough business, as many order a magazine, have second thoughts, and then report it to their bank as “fraudulent” activity. This can be tough to determine, but we provide an optional chargeback suite that can help you figure out if it is a legitimate charge or a fraudulent charge. It can also help you lower the chargeback fees that are associated with fraudulent charges. These fees can be upwards of 270% of the original fee and can be disastrous to any business.

The vast majority of magazine sales are done online, and we cater to online merchants. Our software is up-to-date, as well as our security, to help keep your customer’s information secure. While nothing can prevent hackings 100% of the time, up-to-date and advanced security and the software do tend to help deter many hackers. For our in-store terminals, they are also equipped to accept traditional plastic payment cards alongside the upcoming chip and PIN cards.

For more information, contact EMB today.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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