EMB Can Get You A Reliable And Low-Cost Skin Care Product Merchant Account

Jun 05, 2017

Global value sales are projected to account for more than US $131 billion in 2019, and skin care will go on serving as beauty’s largest category counting for about US $20.1 billion to its value from 2014 to 2019. Emerging markets in Asia Pacific including China which will represent almost 60% of skin care’s absolute value growth by 2019 will play the main role in this regard.

Skin technology advances play a significant role in the industry as well. In 2016, Panasonic introduced a prototype for a “smart mirror” to diagnose skin concerns and print out 3D slivers of color-matched makeup to hide imperfections. What is more, Google filed patents that outlined designs for electricity- and pressure-sensing mats and color recognition mirrors that could be used to track changes in weight, blood pressure and organ health.

If you’re running an online business that deals with skin care, eye cream and eye serum products, you should know that it’s not always easy to find credit card processing. The reason is that the industry is labeled as high risk.

Why is the skin care products industry classified as high risk? The thing is that the industry has a reputation of a haven for snake oil salesmen who offer miracle cures. Also, the problem stems from unethical manufacturers who use pseudo-science to support the integrity of their products. All these problems result in high chargeback rates.

On the other hand, merchants in the industry deal with the prevalence of business models that use negative opt-ins, multi-level marketing structures, risk-free trials that can’t be called truly free, and/or advertising materials promising so much to sell their product.

Fortunately, merchants can turn to a reputable payment processor in the filed, emerchantbroker.com to get the best for their high risk business needs. EMB offers a reliable and low-cost skin care product merchant account to merchants of any type and size. EMB is voted the #1 high risk merchant services provider in the US and boasts an A+ rating with the BBB. EMB has an A rating with Card Payment Options and is one of Inc. 500’s Fastest Growing Companies of 2016.

EMB’s team of professionals have helped thousands of “hard to approve” merchants get a domestic merchant account without challenges. EMB offers:

  • Fast approvals in 24 – 48 hours.
  • No setup fees for most merchants.
  • High Risk merchants approved.
  • High volume solutions: load balancing gateways and multiple MIDS
  • Chargeback protection and chargeback prevention programs available
  • iCheck Check Processing service, featuring quick payments

Both EMB and its financial partners specialize in working with high risk businesses. Emerchantbroker.com also helps you reduce chargebacks before they become problematic and prevent payment processing fraud.

Being a high risk business doesn’t mean you should forget about a skin care merchant account. EMB can be your supportive and responsive financial partner. You can rely on EMB to secure you a skin care product merchant account to help your business grow successfully.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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