Dec 15, 2015

“The secret to success is to know something nobody else knows.” – Aristotle Onassis

Credit card payment processing is required for almost any business. Most customers expect merchants to accept both credit cards and cash. Customers consider credit cards as a convenient way of payment processing. It is extremely important to choose the right payment processor to enjoy seamless service and the best possible rates for your business, especially if it is high risk.

Credit Card Terminals

All payment processors can provide you with the hardware that is required for accepting credit cards such as basic credit card readers or terminals. You can also get credit card processing equipment or POS (point-of-sale) systems.

As a rule, POS systems include a cash register/drawer, card reader, barcode scanner, monitor, and a receipt printer. Also, these systems can be integrated with software to help you carry out your business analytics, marketing, inventory management, and industry-specific functionality such as order and table management needed for restaurant businesses.

The Ethernet card terminal is one of the most famous payment terminals with merchants. It uses an IP/Internet Protocol to process debit and credit cards. This type of POS system is extremely versatility, and provides fast and secure transactions for customers.

The use of IP-based POS systems depends on business objectives. Some merchants need a form-based or a website shopping cart, others require a sophisticated card system like a card-swiping terminal or a manual entry terminal. The latter is more suitable for card-not-present transactions.

Whatever you need, choose for your high risk business to enjoy the highest level of security for transactions, protection against credit card fraud, low-cost rates, and reduced chargebacks.

All You Need For Your High Risk Business

It is vital for high risk merchants to turn to the payment processors that have years of experience in the electronic payments industry. With true professionals in the field, high risk merchants can get a domestic merchant account without major challenges. With the right payment processing solutions, virtually any merchant can accept credit cards and checks electronically. is ready to provide you with professional and reliable support and assistance. EMB isn’t only dedicated to providing customer-focused service, but also offers a full suite of services to build successful high risk businesses on its platform. The nation’s leading high risk payment processor is the best choice for your high risk merchant account.

Choose EMB for:

  • Real results
  • Fast approval
  • POS solutions
  • Proven support
  • Business funding
  • Experienced staff
  • Payment gateways
  • Check Processing Solutions
  • Chargeback protection program
  • Chargeback prevention program
  • iCheck Check Processing service
  • Efficient and painless application
  • Approval for high risk merchants
  • No set-up fees for most merchants
  • Fast approval within 24 – 48 hours

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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