Credit Card Processing for Your High Risk Business

Mar 25, 2016

Credit card processing is a must for online businesses. To succeed, online merchants should choose the right credit card processor in the field. EMB has consistently proven to be THE BEST at what it does. Voted #1 high risk processor throughout the US, EMB offers unique payment processing services to its customers.

EMB Makes It Simple for You

EMB boasts a team of professionals with many years of experience in the electronic payments industry. The top level of skills and expertise have enabled EMB to help thousands of merchants in the high-risk sector. With EMB, getting a domestic merchant account is so simple and easy.

EMB is a full-service provider and offers electronic payment processing solutions tailored to your business needs. EMB has made it possible for virtually any merchant to accept credit cards and checks electronically.

EMB offers:

  • Chargeback Protection and Prevention programs
  • Easy Approval for High Risk Merchants
  • Fast Approval in as little as 24 – 48 hours
  • High Volume Solutions – load balancing gateways and multiple MIDS
  • iCheck Check Processing service to ensure quick payments
  • No Setup Fees for most merchants
  • Painless Application that will be finished just in minutes

Services Provided by EMB

Thanks to its customer-focused approach, experienced staff and valuable support, EMB proves its excellence through results.

Here are some the services offers:

  • Business Funding
  • Cash Advance – bad credit is not a problem
  • Check Processing – Checks by Web, Checks by Phone, Paper Guarantee, and advanced iCheck or instant check processing
  • Credit Card Processing for High Risk Business
  • Credit Card Processing for all type of merchants
  • Merchant Accounts, including high risk
  • Payment Gateways, including EMB’s own gateway

Merchant Solutions Offered by EMB

The best payment processor is one offering merchant solutions to all types of businesses. Both small and big business owners can turn to EMB to get the most reliable and convenient merchant account for their specific business needs.

EMB has the right merchants solutions specifically designed for your company:

  • Adult
  • Airlines
  • Bad Credit
  • Credit Repair
  • eBooks
  • Electronics
  • Gaming
  • Nutraceutical
  • Tech Support
  • Telecom
  • Travel
  • Warranty

Actions always speak louder than words for EMB.

Let us help you get a high risk merchant account today!

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Award winning.

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  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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