Credit Card Processing For Merchants Running Adult Sites Online

Sep 01, 2016

Are you looking for a low-cost, secure and reliable merchant account for your adult website? You have made the right decision. EMB is the #1 high risk payment processor in the United States and boasts an A+ rating with the Better Business Bureau.

Adult Sector

Adult businesses are lucrative for online merchants. The industry is classified as high risk and is associated with higher chargeback and dispute rates. With a reputable payment processor, you can  open an adult merchant account for your dating, adult novelties, adult toys, and adult content website without major difficulties.

With a chargeback rate below 3%, you can get your business the proper credit card processing account and start growing. Because of the risky environment of chargebacks and disputes, traditional banks and most processors shy away from adult sector business. This is not the case with EMB.

Though the nature of the adult sector is high risk, EMB offers merchant accounts for your industry, regardless of your credit history. EMB’s straightforward 3% chargeback policy keeps it simple for merchants. No need to worry about chargebacks and focus on expanding and increasing revenue.

EMB Offers

The team at specializes in merchant accounts for adult businesses, including an adult merchant account. With EMB you can enjoy:

  • A variety of secure payment gateways
  • Efficient processing
  • Application process that can get your business an adult merchant account in as little as 48 hours
  • Experienced staff
  • Company that is built on experience
  • Proven support and vast knowledge
  • Speedy signup and application that takes just a few minutes
  • Real results proving thousands of big and small have already built successful businesses on EMB’s platform
  • 99% merchant approval rating
  • A wide range of merchant services with lowest possible rates and the best opportunities in the industry
  • Merchant Accounts: get approved and get started today
  • Chargeback Prevention: reduce chargebacks and save money to raise funds
  • iCheck: immediate payments from check-based transactions
  • Business Funding, including a Merchant Cash Advance
  • Fast Approvals that are hassle free

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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