Business Consulting Payment Processing Solutions

Aug 28, 2015

Did you know that your consulting firm business is considered “high risk?” Even though consulting firms serve a vital role to businesses across America, banks and major financial institutions still label them as risky investments. Many legitimate businesses cannot achieve merchant accounts with traditional institutions, and even if they do they are often subjected to unfair rates and fees. Some banks may even request a reserve on credit card processing.

On the face of it, consulting firms do not seem like a high risk venture. But over the years, consulting firms have developed this label because of high cancellations, high chargeback rates, and risky features. But there is hope. Legitimate third party processors like EMB are experienced in creating and managing high risk accounts like consulting firm businesses. EMB has competitive rates and extensive payment options. Your consulting account will be monitored 24 hours a day by the most proficient merchant account professionals in the industry.

The electronic payments industry has helped thousands of “hard to approve” merchants get and keep profitable domestic merchant account. Their full suite of payment processing solutions ensures almost every high risk merchant process accept credit cards and checks electronically.

  • No set up fees for most merchants.
  • Fast approvals in 24 – 48 hours.
  • Chargeback protection & chargeback prevention programs available.
  • iCheck Check Processing service, featuring quick payments.
  • High Risk merchants approved.
  • High volume solutions: load balancing gateways and multiple MIDS. is a full service provider that offers a wide selection of Payment Gateways, Business Funding, Check Processing solutions, POS Solutions, and a full support platform that makes sure you can contact an EMB agent at anytime from anywhere.

Even the most responsible consulting firm can be exploited just because they are labeled high risk by banks and other financial institutions. The consulting firm merchant account managers of EMB specialize in creating and maintaining consulting firm merchant accounts that traditional payment processors often deny or punish with excessive fees.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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