Jan 18, 2016

“Opportunities don’t happen. You create them.” – Chris Grosser

The importance of a solid, reliable high-risk payment gateway is undeniable in the modern world of eCommerce. It’s of vital importance for merchants to be able to accept secure and affordable credit card payments.

How Online Payments Work

The moment a customer enters “Place Order” at the checkout of an eCcommerce website:

  • His/her card account information is sent for payment
  • Being SSL-encrypted, the information goes to the merchant’s web server
  • Collecting the data, the payment gateway SSL-encrypts it and sends it to the acquirer’s server
  • The acquirer sends the data to Visa’s/MasterCard’s payment system
  • From Visa/MasterCard, the data goes to the card issuer
  • The issuer approves/declines the transaction authorization and responds back to the acquirer
  • The acquirer transmits the issuer’s response on to the payment gateway
  • The payment gateway sends the authorization response to the eCommerce website to have it displayed to the cardholder

EMB Offers The Best High Risk Payment Gateway

Merchants should find a reliable high risk payment gateway to accept payments. EMB offers high risk payment gateway that boasts the infrastructure and security merchants need for fast, secure and reliable processing of data between their website and the Visa/MasterCard payment networks.

EMB’s advanced payment gateway system provides smooth payment acceptance. EMB’s newest technology boasts the coolest features high-risk merchants would like to have for their business needs.

Thanks to this advanced payment gateway system, high-risk merchants can:

  • Enjoy the most intelligent transaction routing system on the market
  • Have safe and secure merchant accounts
  • Accept multiple types of currency
  • Save time and effort of having to program their websites to translate currency values
  • Save the risk of a fraudulent alert
  • Have a modern web portal interface and reports to enjoy easy access and usage
  • Have API access to the gateway and report data
  • Detect gift and prepaid cards

Number One High Risk Payment Gateway To Accept Payments Online And Over The Phone

Given Internet shopping is widespread all over the world, merchants should have a global customer base. If you’re involved in a high-risk sector, fraud control is of immense importance for your business.

The payment gateway offered by EMB boasts extensive fraud control features to keep merchants and their customers away from fraud. Being the best high risk merchant account provider in the US, EMB goes above and beyond to make sure your businesses succeed.

How EMB Helps You Succeed

Establishing a high risk merchant account and high risk payment gateway with EMB, you get the opportunity to enjoy fast and secure payment processing. EMB offers exceptional solutions that are designed to save you time and money.

With an A+ rating from the BBB, we provide payment processing options to suit your business needs.

With EMB, you get:

  • A Personal Solution that works best for your own business
  • Flexibility to make the best decision for your business needs
  • Effectiveness and Efficiency to make things simple

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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