You Can’t Use Your Card on Adult Ads, say Visa and MasterCard

Jul 20, 2015

If you were planning on or have been using your credit card on adult ads, beware that you cannot continue using the cards on the website because the services are no longer available.

On Wednesday 1st July, Visa joined other major card companies who have stopped the use of their cards on to purchase adult ads. MasterCard removed its card from the website the week before while American Express was the first to make such a move, removing its card late last year.

Visa’s decision came after a formal request from Cook County Sheriff Tom Dart. Dart was voicing his concerns over the high rate at which sex trade was spreading in his country, partly fuelled by the ads. He wrote to both MasterCard and Visa at the beginning of July saying that minor were being involved and that the trend had to be reversed., which operates as a classified ads website, hasn’t commented on the sheriff’s statements.

When announcing Visa’s decision during a news conference, Dart expressed his fury with for refusing to acknowledge that pimps and traffickers were taking advantage of the ads in the adult section. He criticized the company for suggesting that it works with law enforcement agencies to root out the traffickers.

“That is pure rhetoric, “said Dart, “I have heard more sensible logic from my five –year-old. They try to look like they are our biggest asset, and that they are really helpful to the community. They know very well that we have always arrested the prostitutes with ease. The big problem is the traffickers and the pimps.”

“If you want to help us, here is what you need to do…, stop what you are doing.”

After listening to Dart, MasterCard immediately contacted and ended their contact with the company. A week later, Visa was also removing its card from the website. With American Express being the first to end their contract with late last year, the only payment option left on is Bitcoin.

As you can see, trading in adult content can be tricky. Before you know it, all credit card companies are running away from you.

If you haven’t opened an adult merchant account yet, maybe this is a good reason to get one now.  You can open your account with right away to start enjoying the benefits of secure payments.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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