Why you need an adult dating merchant account versus a traditional merchant account?

Dec 17, 2013

Adults are meeting online more now than at any point in the past. Easy and convenient, adult dating sites are changing social dynamics across the country. A study on online dating and marriage by the University of Chicago reports that from 2005 to 2012 of 19,000 newlyweds 35% of them met online and 45% on dating websites. The new trend and rising numbers identify an industry with great potential for investment.

Like all online businesses, opening a merchant account to process credit and debit transactions is pivotal so you can accept payment for your online services from customers all around the country. However, banks are notoriously stringent regarding opening merchant accounts for small businesses. Extensive documentation regarding tax history, good credit, business practices, and plans must be provided and approved by conventional banks. If you need an adult dating merchant account, exploring your options outside of traditional banks may be the only practical option.

Adult dating websites and businesses may look to their own domain for their specific merchant account needs: online adult dating merchant accounts. emerchantBroker.com provides services specific to the needs of a dating website. With no credit check and a quick and easy set up you can get your online dating website operational from the financial side quickly.

The greatest difficulty for online adult dating sites is frequent chargebacks as the rate of chargebacks and disputes for these merchant accounts are uncommonly high. At eMerchantBroker we only require your chargeback rate to be less than 3% for payment processing.

In less than 48 hours you can apply and set up your dating website’s merchant account. If you need an adult dating merchant account, and conventional banks reject your application, research the options and services provided by eMerchantBroker to maximize the growth potential and profit margins for your business today.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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