Who Offers the Lowest Merchant Services Rate?

Feb 28, 2012

Are you looking for the lowest merchant services rate? Finding the lowest rate merchant account is easy when you shop at eMerchantBroker.com. We know that not every credit card processing company is right for every business. At eMerchantBroker.com you can compare the rates and offers from dozens of credit card processing providers.

All of the credit card processing companies in the eMerchantBroker.com network have an A+ rating with the BBB. Business owners can shop with confidence knowing that all of our processors are backed by our 100% satisfaction guarantee. If you’re ever unhappy with the credit card processing company you sign up with you can switch to another provider and you’ll never pay a cancellation fee.

Merchant services rates can be confusing. It’s important to compare all the fees and charges associated with a merchant account. The credit card processing brokers at eMerchantBroker.com can explain all the variables to a merchant account and can help you find the lowest overall credit card processing rate.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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