What is the Best Merchant Account for a Credit Repair Company?

Mar 05, 2012

Credit repair companies can find it difficult to find a merchant account provider that will work with their business type. Sales people may even accept your application, only to decline it later. At eMerchantBroker.com we specialize in high risk merchant accounts. We pride ourselves on providing the lowest rates and most competitive pricing for high risk credit card processing.

Why Choose eMerchantBroker.com?


eMerchantBroker.com was created to better fulfill the needs of high risk merchants. In the past high risk businesses were faced with merchant account providers that offered slow approval times, bad communication and outrageous pricing. eMerchantBroker.com offers online applications, and 24 hour approvals for most business types. Get a merchant account in 24 hours or less with eMerchantBroker.com


We have the most extensive network of banks, PSP’s and ISO’s of any brokerage or financial institution. This vast network allows us to offer the most competitive rates and fee structures for high risk businesses. This includes offering high risk merchant account with no reserve. Some business types and credit types will require a reserve depending on the banks making the offer.


We have an in depth knowledge of merchant services, and we understand that providing top notch service for high risk businesses requires top notch communication. Many high risk merchants require multiple merchant accounts and advanced technology support including shopping cart integration and load balancing gateways. eMerchantBroker.com will communicate every step of the process with you and we have 24/7 technical support.

To find out more about why eMerchantBroker.com is the Best Merchant Account for a Credit Repair Company, call us at 1-800-621-4893.


Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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