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What Are The Best Payment Gateways For Shopify?

When you are a merchant on Shopify, you want to ensure that your payment gateway provides both security and reliability to deal with your customer’s everyday transactions. Knowing that their confidential financial information is safe in your hands, customers will feel confident making purchases in your online store.

Here are the best payment gateways for Shopify.

Shopify Payments

Shopify comes with its very own payment gateway solution by the name of Shopify Payments. It comes already fully integrated into your store and therefore merchants don’t need to set up a Shopify third-party payment gateway or merchant accounts.

After Shopify Payments is set up, customers can begin making credit card payments. Merchants can lower their credit card rates by upgrading their subscription with Shopify. Another great advantage is that merchants are only charged a subscription fee and a card swipe fee, however, they will not be charged a transaction fee.

Shopify Payments is available in the US, Canada, the United Kingdom, Ireland, Singapore, Australia, and New Zealand.


The great benefit of setting up your Shopify Pay with PayPal is that it is quick and easy to set up. It takes less than one day to complete the process and it offers both free and paid merchant accounts. With a strong and responsive support team that is available with any of the Shopify packages, it also comes with minimum fees between 1.9% and 3.4% of all transactions.

With more than 220 million worldwide, it is equipped with easy cart integration, multiple customization options, and allows credit card payments over the phone. It also doesn’t hurt that it is an accepted payment gateway in more than 203 countries.


Stripe is considered both a powerful and popular Shopify payment gateway that allows merchants to take credit card payments. Merchants using Stripe can accept a variety of payment options, including: credit cards, wallets, and international currencies, both online and in-person.

A user-friendly tool, Stripe is able to integrate with over 300 tools and products. There is a flat-rate fee structure of 2.9% plus $.30 for every credit card transaction and 2.7% plus $.30 for every in-person credit card transaction using a Stripe terminal. If that’s not enough, it supports well over one hundred currencies, has features such as one-click checkout, subscription billing, and mobile payments.


Pinwheel is a gateway that seeks to facilitate global payments for omni channel merchants in a single platform.

They provide “frictionless fraud prevention” which greatly simplifies the transaction process. Some of their powerful tools include: it supports a global network of acquirers and supports every currency. It is PCI Compliant and is 3D Secure.

APIs and SDKs are easily accessible and have a support staff ready to assist you.  Pinwheel is integrated with most major payment providers and the number continues to grow.  It accepts most payment types and they can integrate with most carts. Customization of payment solutions is also available.

For the gateway only, the pricing in the US is $20 per month +.10¢ per transaction. In Europe it’s 20 EUR per month +.10 EUR per transaction. And in Asia, it’s $20 +.10¢ per transaction.

Choosing the best payment gateway for Shopify means that you will have the confidence and peace of mind, knowing that your customer’s payments will be secure and your business will continue to thrive.