Understanding an adult dating merchant account — Journey To Finance and Love

Oct 25, 2013

Everyone wants to feel loved and beautiful. Whether you are a man or a woman, you don’t always like the feeling of being alone. You can be alone and not be lonely, and then there are those moments when silence is deafening. So, it’s a strong understandable thing to go looking for love on a website. If you can’t find one you like, you can always start one.

It’s really not that hard these days to locate a server and web host to help you run your website. Most are user-friendly and even you can set one up. Since you are doing this online, you will need an adult dating merchant account to process the debit and credit card payments.

Don’t be shy about giving your customers extra options. One; is the ACH check processing system, so they can pay by check, and the other is, the applications for cell phones. A tidy amount of business is done on a telephone and you don’t want to miss out on that market.

• Find the right adult dating merchant account to service your card purchases. Set up policies so that you have little to no chargebacks, also known as refunds. Don’t be unfair to your customers, but also don’t let them walk all over you. You also have to find that happy medium because the customer is always right. So, find a way to fill that and make everyone happy, especially you.

• Look into different merchant account servicers. Make certain they really do business and are licensed to work with your state. You can check through the state registry for businesses and look for honest businesses to help you.

• The ACH check processing program would give your customers another option for paying online. Say their card is in the mail and they want to purchase one of your plans. This gives them the option to pay with another method, and you gained another customer.

• Applications for phones are all the rage. It’s not that you have to have one; it’s just a good idea to get one. You can have an application designed for your site and then people can buy the app, and you get a small income from that, as well as any membership that you sell them. All that holds you back is your imagination…. And a few laws you need to follow. Always follow them.

So, you are on the road to some nice income and you may even help a few people smile along that road. That can’t be all bad. Let your imagination run wild with this, and you could have several venues of income to help your bank account. Remember, the customer is your most important part of this whole deal. Too many upset customers and they will manage to put you out of business. Scary huh? So, train those that work for you to take good care of those people. You take care of them and they will take care of you. Good luck!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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