Travel Agencies Must Invest in Client Information Security

Dec 01, 2015

The travel industry is back and better than ever. Technology and agent creativity has made it a profitable business investment once again. By harnessing global connections, providing great customer service, and adapting to new technology, travel agencies are gaining more clients than ever. But with more business comes more opportunities for fraudulent behavior to occur. So as travel agencies upgrade their services, they should also upgrade their security.

The cybersecurity community has railed against the lack of security in the United States payment processing systems for years. Since the adoption of new EMV standards, keeping consumer identities safe has become a little easier. Currently, merchants and retailers are spending billions on upgrading POS systems to PIN and signature, even though critics point out that merchants should us the chip and PIN system instead. Still this marks a significant upgrade to consumer security.

In the wake of several major security breaches at large hotels, all businesses in the travel industry should investigate and execute the EMV payment processes that work best for them and their clients. provides upgraded payment processing that will give your customers a variety of payment options to allow processing of new EMV chipped cards.

Whether you’re a tour guide company that accepts large-group payments and need to process high transaction volumes, or a travel agency that books expensive vacations for clients, EMB is the payment processing solution for you. We have everything your travel merchant account needs to survive.

A network of merchant service providers with generous rates and a No Fee application process, makes EMB one of the most cost effective and efficient online payment processors in the industry. In fact, your business can have a functional merchant account in as little as 3 days.

The travel industry has managed to adapt to the needs of consumers and demands of technology. As travel agencies grow, they must also expand their security efforts to ensure that new customer information is safe and sound. will give your business a major boost with our payment processing services. Start your application today and get professional, 24/7 protection and support from EMB.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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