Top Healthcare Merchant Accounts

May 08, 2017

According to Frost & Sullivan’s senior analyst team, 2017 will be an appealing year for the global healthcare industry. Major health policies and initiative are expected to be realized during this year.

In the United States and Western Europe, 2017 will bring about mainstream adoption of popular digital health solutions like wearables and telehealth. Also, 2017 is a transition year from the aspect of noble technologies ─ from research to actionable clinical applications such as diagnostic tools, artificial intelligence, and blockchain.

It’s important for healthcare providers to be able to frequently accept debit credit card payments. However, the way they do this differs from what conventional retailers do.

Medical clinics collect payment in a number of different ways. They can do this online, over the phone, and in person. One-time and recurring billing options, as well as customer tracking and secure, offsite data storage are typically required for medical clinics.

Doctor’s offices and other healthcare providers should have reliable POS (point-of-sale) equipment, as well as secure administrative systems so that patients won’t wait longer and their information will be kept private. Of course, these services should be obtained at the lowest possible cost.

Reputable merchant account providers like serve these specific needs better that other processors in the field. EMB is voted the #1 high risk payment processor in the US and has an A+ rating with the BBB. EMB is rated A by Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016. With EMB, you can get the best healthcare merchant account for your business.

EMB provides transparent pricing, excellent customer service, and products that are perfect for healthcare locations. EMB offers on-site payment solutions, as well as e-commerce processing for healthcare providers. offers:

  • Fast approvals in 24 – 48 hours
  • No setup fees for most merchants
  • High Risk merchants approved
  • High volume solutions: load balancing gateways and multiple MIDS
  • Chargeback protection and chargeback prevention programs available
  • iCheck Check Processing service, featuring quick payments

EMB’s full suite of electronic payment processing solutions ensures virtually any merchant can accept credit cards and checks electronically.

Let us help you get a virtual doctor merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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