Too Many Problems Plague National Gun Background System

Aug 28, 2015

In the wake of the recent gun massacres in the United States, gun advocates and anti-gun lobbyists are now agreeing that the background check system needs to be revamped. So many tragedies may have been prevented if the background system worked as it was designed. Now both sides are discussing how to mend the system to prevent the purchase of guns by those who are disqualified under federal law.

Under federal law, an individual is prohibited from purchasing a firearm from a federally licensed gun dealer if the person has been convicted of felonies, certain misdemeanors, people with a history of drug abuse and those convicted of certain drug crimes, and anyone who has been involuntarily committed for being dangerously mentally ill.

The National Instant Criminal Background Check System is supposed to keep guns away from this list of individuals. Even though the system has prevented the sale of 2.4 million guns, there are still some major gaps which can be attributed to inconsistency amongst the states and a narrow definition of who is considered too mentally ill to own a gun.

The National Rifle Association, argues that the background check system and database, should be repaired before other laws or controls are introduced. But gun control advocates say that even revamping the federal background system ignores a huge flaw in it, the fact that 40 percent of all gun sells are not subjected to background checks if the seller is a private citizen.

Another major issue is database consistency. There is no requirement that states actually add all individuals disqualified to purchase a gun to the national database, even though this process runs relatively smoothly. However, adding drug offenders and the mentally ill to the list is at best erratic. While some states have automatic systems, others have poor recordkeeping systems with very low commitment to inputting names into the database at all. It is not until some of these issues are resolved, perhaps via federal intervention, will the National Instant Criminal Background Check System live up to its potential.

If you are a private seller or federally licensed seller you’ll need legitimate payment processing services. eMerchantBroker.com is the number one online firearm merchant account provider in the nation. Our team of expert account managers will give your customers the ability to pay for firearms with a variety of methods from cash to checks.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat