Tips for starting an online business

Aug 15, 2013

There are so many places to look for tips and how to start an online business. Of course, yours is unique and it should be, because you are about to start it. Your online presence is going to be busy and there are so many steps, and the fun part is, finding a way to stand out in a crowd of millions. So, you need to decide on a product or service that is your creative genius. Then start with the basics.

You need to find a webhost and begin creating your website. It is also nice to use the same site for your store. Whether it’s for something you need to send, or just selling your services. Then, you can also look into using your site for space for advertisers. Try not to overdue with that, as the customer can get lost and lose interest in your product. Find a happy medium that you are comfortable with and stick with it. Half of starting your own business is being consistent with what you are doing.

Next, decide whether you want a blog associated with your site. It is a good thing to have and you can communicate back and forth with your customers. At first you may have that extra two to three hours a week to post something, but here’s hoping you get busy. With that, you may want to think about finding a good content writer to put in your posts and answer the customers. Make sure you trust this writer. After all, he/she will be representing your business.

And most important, you need to locate a merchant account to put your credit card sales through. You’ve got to find someone that is reasonably priced and won’t eat your business up in fees. So read the small print and shop. Some good ones to check out would be eMerchantBroker and The High Risk Guys. Make sure you cover your bases. Whether you want to do just online, or go mobile to point of sale. Of course, with a website, you will need to be able to process a payment directly. Technology has given you so many reasons to be curious and find the right options for your business.

The internet is full of information for you and your business. Make a plan and stick to it. Be comfortable with your plan and utilize all of the information you can possibly handle. Compile a list of things to do and complete the list each day. Follow through on what you start and end the day with a smile on your face. If the recipe is followed, the cake shall rise and so too, will your business. Never has a business failed if the owner worked the plan each and every day. Enjoy what you are doing, that helps with everything every day. And make sure that you love what you are doing it will show on your daily sales.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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